Vitals
  • Total Assets
    388.9M -0.2 %
  • Total Deposits
    322.8M -2.1 %
  • Total Net Loans
    310.0M -4.6 %
  • Net Income
    3.2M -3.7 %
  • Book Value
    41.3M 5.7 %
  • Book Value x2
    82.6M 5.7 %
  • Book Value x3
    123.9M 5.7 %
ROAA

.831

ROAE

7.795

Efficiency Ratio

79.759

Net Interest Margin

4.337

Balance Sheet Highlights
Financial Highlights Heritage Bank National Association All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 388,940 147,703
Total Net Loans 309,954 97,223
Total Deposits 322,849 126,600
Total Equity 41,284 15,565
Profitability
Net Income 3,159 1,683
Return on Average Assets .831 1.08
Return on Average Equity 7.795 9.905
Net Interest Margin 4.337 3.845
Efficiency Ratio 79.759 68.21
Noninterest Income/Revenue 13.934 13.68
Balance Sheet Ratios
Loan-to-Deposit 96.006 75.205
Securities/Assets .072 .174
Total Equity/Total Assets .106 .105
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital 40,978 15,225
Tier 1 Capital 40,978 15,232
Tier 2 Capital 3,952 1,135
Total Capital 44,930 16,386
Total Risk Weighted Assets 316,023 105,251
Leverage Ratio 10.66 10.475
Common Equity Tier 1 Capital Ratio 12.97 15.3
Tier 1 Capital Ratio 12.97 15.308
Total Capital Ratio 14.22 16.398

Timeline for Heritage Bank National Association

Heritage Bank, National Association

Acquisition: Heritage Bank National Association acquired a new subsidiary, Heritage Bank, National Association, 12 years

View Profile Jul 01 2011

Farmers' State Bank Of Raymond

Acquisition: Heritage Bank National Association acquired a new subsidiary, Farmers' State Bank Of Raymond, 19 years

View Profile Oct 09 2004

Heritage Plaza

Heritage Plaza became a new subsidiary organization for Heritage Bank National Association.

View Profile Sep 27 1999

Heritage Bancshares Group, Inc.

Heritage Bancshares Group, Inc. became a new parent organization for Heritage Bank National Association.

View Profile Jun 23 1999

Databank Information Services, L.L.C.

Databank Information Services, L.L.C. became a new subsidiary organization for Heritage Bank National Association.

View Profile Sep 15 1996

Want to see more?

Complete timeline for Heritage Bank National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank, National Association Seller 136,842 Pooling of Interests Discontinued 7/1/2011
Farmers' State Bank Of Raymond Seller 23,151 Acquisition Discontinued 10/9/2004
The Citizens National Bank Of Madelia Seller 14,535 Discontinued 10/2/1989
State Bank Of Pennock Seller 9,841 Discontinued 10/2/1989
Relationships Role Relationship Start Relationship End
Heritage Bancshares Group, Inc. Parent 6/23/1999
Heritage Bancshares Corporation Parent 12/31/1989 6/22/1999
Heritage Bancshares Corporation Parent 8/24/1984 12/30/1989
Willmar Bancorporation, Inc. Parent 12/31/1982 8/23/1984
Willmar Bancorporation, Inc. Parent 3/2/1981 12/30/1982
Heritage Plaza Subsidary 9/27/1999
Databank Information Services, L.L.C. Subsidary 9/15/1996 10/31/2013
Citizens Realty Co. Of Willmar Subsidary 3/2/1981 8/24/1984
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