Heritage Bank National Association
Spicer, MN — National Bank
Active
Common Equity Tier 1 Capital Ratio Over Time
| Common Equity Tier 1 Capital Ratio | Heritage Bank National Association | All Insured Commercial Banks in Minnesota |
| 12-31-2016 | 12.97 | 15.3 |
| 09-30-2016 | 12.64 | 15.324 |
| 06-30-2016 | 12.24 | 15.308 |
| 03-31-2016 | 11.95 | 15.357 |
| 12-31-2015 | 11.13 | 15.354 |
| 09-30-2015 | 12.03 | 15.453 |
| 06-30-2015 | 11.65 | 15.346 |
| 03-31-2015 | 12.88 | 15.552 |