Vitals
  • Total Assets
    136.8M -1.7 %
  • Total Deposits
    114.0M 1.6 %
  • Total Net Loans
    96.1M -7.7 %
  • Net Income
    530000.0000 18.6 %
  • Book Value
    13.9M 3.0 %
  • Book Value x2
    27.9M 3.0 %
  • Book Value x3
    41.8M 3.0 %
ROAA

.765

ROAE

7.796

Efficiency Ratio

74.13

Net Interest Margin

4.528

Balance Sheet Highlights
Financial Highlights Heritage Bank, National Association All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 136,842 135,993
Total Net Loans 96,074 83,927
Total Deposits 113,966 112,487
Total Equity 13,929 14,661
Profitability
Net Income 530 746
Return on Average Assets .765 1.116
Return on Average Equity 7.796 10.487
Net Interest Margin 4.528 3.833
Efficiency Ratio 74.13 61.117
Noninterest Income/Revenue 17.635 11.246
Balance Sheet Ratios
Loan-to-Deposit 84.301 70.812
Securities/Assets .219 .245
Total Equity/Total Assets .102 .108
Tangible Equity/Tangible Assets .102 .104
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,450 13,262
Tier 2 Capital 1,232 1,086
Total Capital 14,682 14,348
Total Risk Weighted Assets 97,948 95,470
Leverage Ratio 9.74 9.928
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.73 15.098
Total Capital Ratio 14.99 16.203

Timeline for Heritage Bank, National Association

Heritage Bank National Association

Heritage Bank, National Association was acquired by Heritage Bank National Association 12 years

View Profile Jul 01 2011

Heritage Bancshares Group, Inc.

Heritage Bancshares Group, Inc. became a new parent organization for Heritage Bank, National Association.

View Profile Jun 23 1999

United Federal Savings Association Of Iowa

Acquisition: Heritage Bank, National Association acquired a new subsidiary, United Federal Savings Association Of Iowa, 29 years

View Profile Jun 25 1994

The First Trust & Savings Bank

Acquisition: Heritage Bank, National Association acquired a new subsidiary, The First Trust & Savings Bank, 33 years

View Profile Mar 01 1991

The First Trust And Savings Bank

Acquisition: Heritage Bank, National Association acquired a new subsidiary, The First Trust And Savings Bank, 33 years

View Profile Mar 01 1991

Want to see more?

Complete timeline for Heritage Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank National Association Buyer 383,768 Pooling of Interests Discontinued 7/1/2011
United Federal Savings Association Of Iowa Seller 196,162 Failure 6/25/1994
The First Trust & Savings Bank Seller 9,562 Discontinued 3/1/1991
The First Trust And Savings Bank Seller 17,505 Discontinued 3/1/1991
Holstein State Bank Seller 34,413 Discontinued 11/1/1987
Iowa National Bank & Trust Seller 10,315 Discontinued 11/1/1987
The Farmers National Bank Of Aurelia Seller 19,900 Failure 6/22/1984
Relationships Role Relationship Start Relationship End
Heritage Bancshares Group, Inc. Parent 12/9/2002 6/30/2011
Heritage Bancshares Group, Inc. Parent 6/23/1999 12/8/2002
Geiger Corporation Parent 3/31/1991 6/22/1999
Geiger Corporation Parent 6/22/1984 3/30/1991
Similar Organizations
Organization City State Total Assets
Algonquin State Bank, National Association
 		Algonquin IL 137.4M
Mountain Valley Bank, N.A.
 		Elkins WV 135.2M
Lamar National Bank
 		Paris TX 138.1M
First National Bank At Darlington
 		Darlington WI 141.4M
The Midland National Bank Of Newton
 		Newton KS 139.0M
First National Bank Of Pasco
 		Dade City FL 139.5M
First National Bank In Ord
 		Ord NE 130.9M
Northwestern Bank, National Association
 		Dilworth MN 136.0M
Ab&T National Bank
 		Albany GA 143.0M
Grand Ridge National Bank
 		Grand Ridge IL 137.9M