Vitals
  • Total Assets
    23.2M -4.9 %
  • Total Deposits
    21.0M -1.0 %
  • Total Net Loans
    11.6M -8.9 %
  • Net Income
    303000.0000 95.5 %
  • Book Value
    2.1M -29.0 %
  • Book Value x2
    4.2M -29.0 %
  • Book Value x3
    6.4M -29.0 %
ROAA

1.727

ROAE

14.031

Efficiency Ratio

50.352

Net Interest Margin

3.553

Balance Sheet Highlights
Financial Highlights Farmers' State Bank Of Raymond All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 23,151 80,671
Total Net Loans 11,622 56,472
Total Deposits 20,971 67,132
Total Equity 2,125 8,032
Profitability
Net Income 303 1,187
Return on Average Assets 1.727 1.524
Return on Average Equity 14.031 15.522
Net Interest Margin 3.553 4.456
Efficiency Ratio 50.352 61.98
Noninterest Income/Revenue 7.037 12.032
Balance Sheet Ratios
Loan-to-Deposit 55.419 81.775
Securities/Assets .253 .294
Total Equity/Total Assets .092 .1
Tangible Equity/Tangible Assets .092 -.019
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,117 7,609
Tier 2 Capital 133 671
Total Capital 2,250 8,278
Total Risk Weighted Assets 14,117 61,074
Leverage Ratio 9.09 9.737
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15 13.271
Total Capital Ratio 15.94 14.371

Timeline for Farmers' State Bank Of Raymond

Heritage Bank National Association

Farmers' State Bank Of Raymond was acquired by Heritage Bank National Association 19 years

View Profile Oct 09 2004

Raymond Bancshares, Inc.

Raymond Bancshares, Inc. became a new parent organization for Farmers' State Bank Of Raymond.

View Profile Dec 29 1980

Farmers' State Bank Of Raymond

Farmers' State Bank Of Raymond was established 111 years ago and is currently headquartered in Raymond, MN.

Dec 07 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank National Association Buyer 383,768 Acquisition Discontinued 10/9/2004
Relationships Role Relationship Start Relationship End
Raymond Bancshares, Inc. Parent 12/27/1999 10/8/2004
Raymond Bancshares, Inc. Parent 12/29/1980 12/26/1999
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