Vitals
  • Total Assets
    52.1M 12.4 %
  • Total Deposits
    47.9M 13.4 %
  • Total Net Loans
    24.6M 1.8 %
  • Net Income
    200000.0000 37.9 %
  • Book Value
    4.0M 1.1 %
  • Book Value x2
    8.1M 1.1 %
  • Book Value x3
    12.1M 1.1 %
ROAA

.556

ROAE

6.769

Efficiency Ratio

88.609

Net Interest Margin

3.844

Balance Sheet Highlights
Financial Highlights Harbor Community Bank All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 52,088 260,414
Total Net Loans 24,628 185,195
Total Deposits 47,860 214,288
Total Equity 4,040 27,337
Profitability
Net Income 200 3,429
Return on Average Assets .556 1.16
Return on Average Equity 6.769 11.39
Net Interest Margin 3.844 4.775
Efficiency Ratio 88.609 68.04
Noninterest Income/Revenue 12.115 14.99
Balance Sheet Ratios
Loan-to-Deposit 51.458 85.46
Securities/Assets .297 .277
Total Equity/Total Assets .078 .105
Tangible Equity/Tangible Assets .078 .059
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,031 25,888
Tier 2 Capital 325 2,673
Total Capital 4,356 28,560
Total Risk Weighted Assets 25,862 207,947
Leverage Ratio 8.09 10.47
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.59 13.078
Total Capital Ratio 16.84 14.295

Timeline for Harbor Community Bank

Security State Bank

Harbor Community Bank was acquired by Security State Bank 19 years

View Profile Dec 06 2004

Hcb Bancorp, Inc.

Hcb Bancorp, Inc. became a new parent organization for Harbor Community Bank.

View Profile Apr 01 1998

Harbor Community Bank

Harbor Community Bank was established 49 years ago and is currently headquartered in Raymond, WA.

Jul 01 1974
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security State Bank Buyer 416,649 Acquisition Discontinued 12/6/2004
Relationships Role Relationship Start Relationship End
Hcb Bancorp, Inc. Parent 4/1/1998 12/5/2004
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