Gulfsouth Private Bank
Destin, FL — Non-member Bank
Acquired Oct 2012
Vitals
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Total Assets139.4M -23.1 %
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Total Deposits131.6M -17.8 %
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Total Net Loans96.3M -24.9 %
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Net Income-5204000.0000 -814.6 %
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Book Value2.4M -84.9 %
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Book Value x24.8M -84.9 %
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Book Value x37.3M -84.9 %
Balance Sheet Highlights
Financial Highlights | Gulfsouth Private Bank | All Insured Commercial Banks in Florida |
Balance Sheet $(000) | ||
Total Assets | 139,391 | 367,418 |
Total Net Loans | 96,302 | 222,009 |
Total Deposits | 131,579 | 304,845 |
Total Equity | 2,424 | 36,645 |
Profitability | ||
Net Income | -5,204 | 871 |
Return on Average Assets | -4.267 | .219 |
Return on Average Equity | -136.223 | 1.023 |
Net Interest Margin | 2.486 | 3.595 |
Efficiency Ratio | 133.214 | 85.637 |
Noninterest Income/Revenue | 4.539 | 12.609 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 73.19 | 72.335 |
Securities/Assets | .007 | .195 |
Total Equity/Total Assets | .017 | .1 |
Tangible Equity/Tangible Assets | -.037 | .097 |
Capital Adequacy | ||
Tier 1 Common Capital | — | — |
Tier 1 Capital | 2,429 | 32,683 |
Tier 2 Capital | 1,292 | 2,983 |
Total Capital | 3,721 | 35,704 |
Total Risk Weighted Assets | 96,840 | 236,444 |
Leverage Ratio | 1.63 | 9.282 |
Common Equity Tier 1 Capital Ratio | — | — |
Tier 1 Capital Ratio | 2.51 | 14.506 |
Total Capital Ratio | 3.84 | 15.762 |
Timeline for Gulfsouth Private Bank
Gulfsouth Private Bank
Gulfsouth Private Bank was established 18 years ago and is currently headquartered in Destin, FL.
Nov 21 2005Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
Smartbank | Buyer | 1,037,584 | Failure | 10/20/2012 |
Relationships | Role | Relationship Start | Relationship End |
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