Vitals
  • Total Assets
    260.4M 4.7 %
  • Total Deposits
    210.4M 5.7 %
  • Total Net Loans
    185.3M 19.0 %
  • Net Income
    2.3M 7.5 %
  • Book Value
    29.9M -0.3 %
  • Book Value x2
    59.8M -0.3 %
  • Book Value x3
    89.7M -0.3 %
ROAA

.918

ROAE

7.656

Efficiency Ratio

74.268

Net Interest Margin

3.646

Balance Sheet Highlights
Financial Highlights Guaranty Bank And Trust Company All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 260,385 198,346
Total Net Loans 185,283 133,864
Total Deposits 210,380 165,124
Total Equity 29,904 22,060
Profitability
Net Income 2,333 2,310
Return on Average Assets .918 1.15
Return on Average Equity 7.656 9.92
Net Interest Margin 3.646 3.587
Efficiency Ratio 74.268 60.34
Noninterest Income/Revenue 18.416 13.494
Balance Sheet Ratios
Loan-to-Deposit 88.071 77.091
Securities/Assets .23 .197
Total Equity/Total Assets .115 .111
Tangible Equity/Tangible Assets .115 .107
Capital Adequacy
Tier 1 Common Capital 30,788 21,135
Tier 1 Capital 30,788 21,140
Tier 2 Capital 2,349 1,625
Total Capital 33,137 22,777
Total Risk Weighted Assets 198,101 151,308
Leverage Ratio 11.94 10.944
Common Equity Tier 1 Capital Ratio 15.54 15.631
Tier 1 Capital Ratio 15.54 15.631
Total Capital Ratio 16.73 16.675

Timeline for Guaranty Bank And Trust Company

Guaranty Bankshares, Ltd.

Guaranty Bankshares, Ltd. became a new parent organization for Guaranty Bank And Trust Company.

View Profile Dec 31 1983

Guaranty Realty, Inc.

Guaranty Realty, Inc. became a new subsidiary organization for Guaranty Bank And Trust Company.

View Profile Jan 01 1960

Guaranty Bank And Trust Company

Guaranty Bank And Trust Company was established 90 years ago and is currently headquartered in Cedar Rapids, IA.

May 05 1934
Relationships Role Relationship Start Relationship End
Guaranty Bankshares, Ltd. Parent 12/31/1998
Guaranty Bankshares, Ltd. Parent 12/31/1994 12/30/1998
Guaranty Bankshares, Ltd. Parent 12/31/1983 12/30/1994
Guaranty Realty, Inc. Subsidary 1/1/1960 12/31/2001
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