Vitals
  • Total Assets
    32.5B 41.3 %
  • Total Deposits
    12.9B 1.4 %
  • Total Net Loans
    19.7B 34.3 %
  • Net Income
    101.4M -79.1 %
  • Book Value
    6.8B 201.2 %
  • Book Value x2
    13.6B 201.2 %
  • Book Value x3
    20.4B 201.2 %
ROAA

1.578

ROAE

12.53

Efficiency Ratio

44.655

Net Interest Margin

3.68

Balance Sheet Highlights
Financial Highlights Greenpoint Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 32,476,350 2,972,347
Total Net Loans 19,718,464 1,603,293
Total Deposits 12,924,190 1,699,467
Total Equity 6,791,306 380,170
Profitability
Net Income 101,354 48,814
Return on Average Assets 1.578 .987
Return on Average Equity 12.53 10.365
Net Interest Margin 3.68 3.515
Efficiency Ratio 44.655 64.696
Noninterest Income/Revenue 20.357 14.011
Balance Sheet Ratios
Loan-to-Deposit 152.57 77.052
Securities/Assets .177 .488
Total Equity/Total Assets .209 .128
Tangible Equity/Tangible Assets .048 -.159
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,796,250 237,129
Tier 2 Capital 224,559 16,763
Total Capital 2,020,809 268,399
Total Risk Weighted Assets 16,075,114 1,630,343
Leverage Ratio 8.04 9.082
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.17 16.965
Total Capital Ratio 12.57 17.853

Timeline for Greenpoint Bank

North Fork Bank

Greenpoint Bank was acquired by North Fork Bank 19 years

View Profile Feb 22 2005

North Fork Bancorporation, Inc.

North Fork Bancorporation, Inc. became a new parent organization for Greenpoint Bank.

View Profile Oct 01 2004

E4close, Inc.

E4close, Inc. became a new subsidiary organization for Greenpoint Bank.

View Profile Oct 31 1999

Headlands Mortgage Co.

Headlands Mortgage Co. became a new subsidiary organization for Greenpoint Bank.

View Profile Mar 30 1999

Greenpoint Mortgage Funding, Inc.

Greenpoint Mortgage Funding, Inc. became a new subsidiary organization for Greenpoint Bank.

View Profile Mar 30 1999

Want to see more?

Complete timeline for Greenpoint Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
North Fork Bank Buyer 53,638,994 Pooling of Interests Discontinued 2/22/2005
Relationships Role Relationship Start Relationship End
North Fork Bancorporation, Inc. Parent 10/1/2004 2/21/2005
Greenpoint Financial Corp. Parent 1/28/1994 9/30/2004
Headlands Mortgage Co. Subsidary 3/30/1999 2/21/2005
Capital One Foundation, Inc. Subsidary 10/24/1994 2/21/2005
Greenpoint Purchasing Corp. Subsidary 7/19/1996 2/21/2005
Greenpoint As Grantor For Greenpoint Financial And Operating Subsidiaries Trust Subsidary 7/26/1996 2/21/2005
3090 Ocean Avenue Realty Corp. Subsidary 7/28/1997 2/21/2005
Capital One Agency Llc Subsidary 7/19/1998 2/21/2005
Greenpoint Insurance Corp. Subsidary 10/5/1998 2/21/2005
Neerg Second Corp. Subsidary 6/2/1993 8/31/2001
Alpha Reo Corp. Subsidary 3/9/1994 8/31/2001
Neerg Corp. Subsidary 1/22/1990 8/31/2001
298 15Th Street Realty Corp. Subsidary 1/15/1993 8/31/2001
Beta Reo Corp. Subsidary 6/6/1994 8/31/2001
E4close, Inc. Subsidary 10/31/1999 8/31/2001
Greenpoint Mortgage Corp. Subsidary 10/31/1994 10/30/1999
Greenpoint Credit, Llc Subsidary 5/4/1998 10/30/1999
Greenpoint Mortgage Funding, Inc. Subsidary 3/30/1999 10/30/1999
75 Route 25A Realty Corp. Subsidary 7/28/1997 12/9/1998
Greenpoint Mortgage Trust Subsidary 2/16/1996 12/15/1997
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