Greenpoint Bank
New York, NY — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Greenpoint Bank | All Insured Savings Banks in New York |
Interest and Fees on Loans | 249,186 | 68,137 |
Income from Lease Financing Receivables | — | 5,943 |
— | 119 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 75 |
Income on Loans and Leases (TE) | 249,186 | 68,401 |
Investment Interest Income (TE) | 73,588 | 27,404 |
Total Interest Income (TE) | 325,835 | 97,701 |
Total Interest Expense | 107,646 | 33,100 |
Net Interest Income (TE) | 218,189 | 64,602 |
Non-Interest Income | 83,283 | 15,920 |
Adjusted Operating Income (TE) | 301,472 | 83,591 |
Non-interest Expense | 134,623 | 37,742 |
Provision for Loan & Lease Losses | 1,051 | 648 |
Pretax Operating Income (TE) | 165,798 | 76,493 |
Pretax Net Operating Income (TE) | 165,837 | 67,557 |
Applicable Income Taxes | 64,225 | 20,578 |
Net Operating Income | 101,354 | 48,814 |
Net Income | 101,354 | 48,814 |
Cash Dividends Declared | — | 62,702 |
Retained Earnings | 101,354 | 40,614 |