Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Greenpoint Bank All Insured Savings Banks in New York
12-31-2004 11.17 16.965
09-30-2004 12.17 16.88
06-30-2004 12.5 17.106
03-31-2004 12.66 16.877
12-31-2003 12.79 16.192
09-30-2003 11.66 16.31
06-30-2003 10.83 16.113
03-31-2003 11.61 16.05
12-31-2002 11.3 16.03