Vitals
  • Total Assets
    515.1M 20.9 %
  • Total Deposits
    432.1M 22.0 %
  • Total Net Loans
    413.6M 13.3 %
  • Net Income
    3.4M -45.3 %
  • Book Value
    58.0M 22.4 %
  • Book Value x2
    116.1M 22.4 %
  • Book Value x3
    174.1M 22.4 %
ROAA

.733

ROAE

6.018

Efficiency Ratio

70.191

Net Interest Margin

6.589

Balance Sheet Highlights
Financial Highlights Grandsouth Bank All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 515,061 396,146
Total Net Loans 413,634 246,095
Total Deposits 432,121 337,242
Total Equity 58,027 39,753
Profitability
Net Income 3,384 2,936
Return on Average Assets .733 .658
Return on Average Equity 6.018 6.043
Net Interest Margin 6.589 3.683
Efficiency Ratio 70.191 77.076
Noninterest Income/Revenue 3.879 19.526
Balance Sheet Ratios
Loan-to-Deposit 95.722 72.161
Securities/Assets .05 .198
Total Equity/Total Assets .113 .1
Tangible Equity/Tangible Assets .111 .099
Capital Adequacy
Tier 1 Common Capital 57,485 39,215
Tier 1 Capital 57,485 39,215
Tier 2 Capital 5,158 2,972
Total Capital 62,643 42,275
Total Risk Weighted Assets 418,126 268,714
Leverage Ratio 11.56 10.143
Common Equity Tier 1 Capital Ratio 13.75 15.311
Tier 1 Capital Ratio 13.75 15.311
Total Capital Ratio 14.98 16.421

Timeline for Grandsouth Bank

Grandsouth Bancorporation

Grandsouth Bancorporation became a new parent organization for Grandsouth Bank.

View Profile Oct 02 2000

Grandsouth Bank

Grandsouth Bank was established 25 years ago and is currently headquartered in Greenville, SC.

Sep 08 1998
Relationships Role Relationship Start Relationship End
Grandsouth Bancorporation Parent 10/2/2000
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