Vitals
  • Total Assets
    129.8M -1.6 %
  • Total Deposits
    117.6M 9.3 %
  • Total Net Loans
    92.1M -13.7 %
  • Net Income
    615000.0000 639.5 %
  • Book Value
    11.8M 5.6 %
  • Book Value x2
    23.7M 5.6 %
  • Book Value x3
    35.5M 5.6 %
ROAA

.478

ROAE

5.257

Efficiency Ratio

88.331

Net Interest Margin

4.39

Balance Sheet Highlights
Financial Highlights Golden Pacific Bank, National Association All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 129,842 1,346,313
Total Net Loans 92,145 907,793
Total Deposits 117,554 1,084,972
Total Equity 11,837 169,778
Profitability
Net Income 615 12,577
Return on Average Assets .478 .955
Return on Average Equity 5.257 8.072
Net Interest Margin 4.39 3.784
Efficiency Ratio 88.331 64.937
Noninterest Income/Revenue 36.607 13.682
Balance Sheet Ratios
Loan-to-Deposit 78.385 83.983
Securities/Assets .028 .141
Total Equity/Total Assets .091 .126
Tangible Equity/Tangible Assets .08 .113
Capital Adequacy
Tier 1 Common Capital 11,075 147,337
Tier 1 Capital 11,075 147,552
Tier 2 Capital 1,041 11,893
Total Capital 12,116 160,236
Total Risk Weighted Assets 83,038 1,009,488
Leverage Ratio 8.71 11.256
Common Equity Tier 1 Capital Ratio 13.34 14.697
Tier 1 Capital Ratio 13.34 14.792
Total Capital Ratio 14.59 16.005

Timeline for Golden Pacific Bank, National Association

Golden Pacific Bancorp, Inc.

Golden Pacific Bancorp, Inc. became a new parent organization for Golden Pacific Bank, National Association.

View Profile Feb 13 2003

Gold Country Insurance Services, Llc

Gold Country Insurance Services, Llc became a new subsidiary organization for Golden Pacific Bank, National Association.

View Profile Feb 13 2003

Golden Pacific Bank, National Association

Golden Pacific Bank, National Association was established 37 years ago and is currently headquartered in Sacramento, CA.

Dec 29 1986
Relationships Role Relationship Start Relationship End
Golden Pacific Bancorp, Inc. Parent 2/13/2003
Gold Country Insurance Services, Llc Subsidary 2/13/2003 11/30/2005
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