Vitals
  • Total Assets
    259.9M 1.0 %
  • Total Deposits
    199.4M -2.6 %
  • Total Net Loans
    168.9M -4.3 %
  • Net Income
    2.6M -20.2 %
  • Book Value
    49.7M 5.9 %
  • Book Value x2
    99.4M 5.9 %
  • Book Value x3
    149.1M 5.9 %
ROAA

1.019

ROAE

5.377

Efficiency Ratio

69.392

Net Interest Margin

6.656

Balance Sheet Highlights
Financial Highlights Gnb Financial, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 259,893 153,044
Total Net Loans 168,912 86,588
Total Deposits 199,412 130,921
Total Equity 49,714 15,202
Profitability
Net Income 2,608 4,075
Return on Average Assets 1.019 1.437
Return on Average Equity 5.377 14.713
Net Interest Margin 6.656 4.615
Efficiency Ratio 69.392 66.288
Noninterest Income/Revenue 8.748 13.739
Balance Sheet Ratios
Loan-to-Deposit 84.705 62.239
Securities/Assets .044 .663
Total Equity/Total Assets .191 .099
Tangible Equity/Tangible Assets .089 -.21
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,147 14,459
Tier 2 Capital 1,336 1,005
Total Capital 24,483 15,454
Total Risk Weighted Assets 197,801 98,323
Leverage Ratio 10 10.112
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.7 16.99
Total Capital Ratio 12.38 18.005

Timeline for Gnb Financial, National Association

Prosperity Bank

Gnb Financial, National Association was acquired by Prosperity Bank 17 years

View Profile Feb 01 2007

Texas United Nevada, Llc

Texas United Nevada, Llc became a new parent organization for Gnb Financial, National Association.

View Profile Oct 01 2004

First Bank & Trust

Acquisition: Gnb Financial, National Association acquired a new subsidiary, First Bank & Trust, 20 years

View Profile Jul 01 2003

The Valley View National Bank

Acquisition: Gnb Financial, National Association acquired a new subsidiary, The Valley View National Bank, 33 years

View Profile Jun 29 1990

The First National Bank Of Sanger

Acquisition: Gnb Financial, National Association acquired a new subsidiary, The First National Bank Of Sanger, 34 years

View Profile Mar 02 1990

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Complete timeline for Gnb Financial, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prosperity Bank Buyer 21,390,286 Acquisition Discontinued 2/1/2007
First Bank & Trust Seller 42,101 Pooling of Interests Discontinued 7/1/2003
The Valley View National Bank Seller 12,969 Failure 6/29/1990
The First National Bank Of Sanger Seller 19,653 Failure 3/2/1990
Relationships Role Relationship Start Relationship End
Texas United Nevada, Llc Parent 10/1/2004 1/31/2007
Guaranty National Bancshares, Inc. Parent 12/5/1989 9/30/2004
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