Vitals
  • Total Assets
    257.3M 5.7 %
  • Total Deposits
    232.6M 4.8 %
  • Total Net Loans
    99.4M 6.7 %
  • Net Income
    637000.0000 -21.8 %
  • Book Value
    13.2M 8.6 %
  • Book Value x2
    26.5M 8.6 %
  • Book Value x3
    39.7M 8.6 %
ROAA

.338

ROAE

6.73

Efficiency Ratio

94.385

Net Interest Margin

3.21

Balance Sheet Highlights
Financial Highlights First National Bank Of Griffin All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 257,311 247,607
Total Net Loans 99,391 156,011
Total Deposits 232,642 212,199
Total Equity 13,232 27,648
Profitability
Net Income 637 2,180
Return on Average Assets .338 1.008
Return on Average Equity 6.73 9.016
Net Interest Margin 3.21 4.028
Efficiency Ratio 94.385 71.784
Noninterest Income/Revenue 24.305 19.036
Balance Sheet Ratios
Loan-to-Deposit 42.723 72.795
Securities/Assets .343 .165
Total Equity/Total Assets .051 .112
Tangible Equity/Tangible Assets .051 .11
Capital Adequacy
Tier 1 Common Capital 12,982 25,721
Tier 1 Capital 12,982 25,796
Tier 2 Capital 1,391 1,898
Total Capital 14,373 27,748
Total Risk Weighted Assets 135,697 168,792
Leverage Ratio 5.14 10.74
Common Equity Tier 1 Capital Ratio 9.57 16.222
Tier 1 Capital Ratio 9.57 16.316
Total Capital Ratio 10.59 17.473

Timeline for First National Bank Of Griffin

American Community Bank Of Georgia

Acquisition: First National Bank Of Griffin acquired a new subsidiary, American Community Bank Of Georgia, 21 years

View Profile Jun 01 2002

Griffin Loans, Inc.

Griffin Loans, Inc. became a new subsidiary organization for First National Bank Of Griffin.

View Profile Oct 13 1994

Fnb Banking Company

Fnb Banking Company became a new parent organization for First National Bank Of Griffin.

View Profile Mar 01 1983

First National Bank Of Griffin

First National Bank Of Griffin was established 90 years ago and is currently headquartered in Griffin, GA.

May 12 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Community Bank Of Georgia Seller 56,555 Acquisition Discontinued 6/1/2002
Relationships Role Relationship Start Relationship End
Fnb Banking Company Parent 3/1/1983 2/8/2005
Griffin Loans, Inc. Subsidary 10/13/1994 2/8/2005
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