Vitals
  • Total Assets
    268.4M 1.0 %
  • Total Deposits
    196.9M -1.6 %
  • Total Net Loans
    136.8M 12.1 %
  • Net Income
    1.4M 60.6 %
  • Book Value
    23.0M -13.7 %
  • Book Value x2
    46.1M -13.7 %
  • Book Value x3
    69.1M -13.7 %
ROAA

.529

ROAE

5.196

Efficiency Ratio

87.061

Net Interest Margin

2.896

Balance Sheet Highlights
Financial Highlights The First National Bank Of Elk River All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 268,433 147,703
Total Net Loans 136,796 97,223
Total Deposits 196,922 126,600
Total Equity 23,037 15,565
Profitability
Net Income 1,415 1,683
Return on Average Assets .529 1.08
Return on Average Equity 5.196 9.905
Net Interest Margin 2.896 3.845
Efficiency Ratio 87.061 68.21
Noninterest Income/Revenue 21.5 13.68
Balance Sheet Ratios
Loan-to-Deposit 69.467 75.205
Securities/Assets .398 .174
Total Equity/Total Assets .086 .105
Tangible Equity/Tangible Assets .086 .103
Capital Adequacy
Tier 1 Common Capital 26,274 15,225
Tier 1 Capital 26,274 15,232
Tier 2 Capital 1,469 1,135
Total Capital 27,743 16,386
Total Risk Weighted Assets 188,239 105,251
Leverage Ratio 9.9 10.475
Common Equity Tier 1 Capital Ratio 13.96 15.3
Tier 1 Capital Ratio 13.96 15.308
Total Capital Ratio 14.74 16.398

Timeline for The First National Bank Of Elk River

Security State Bank Of Maple Lake

Acquisition: The First National Bank Of Elk River acquired a new subsidiary, Security State Bank Of Maple Lake, 16 years

View Profile Mar 08 2008

Elk River Insurance Agency, Inc.

Elk River Insurance Agency, Inc. became a new subsidiary organization for The First National Bank Of Elk River.

View Profile Apr 15 2004

First National Investor Services, Inc.

First National Investor Services, Inc. became a new subsidiary organization for The First National Bank Of Elk River.

View Profile Apr 15 2004

First National Financial Services Inc.

First National Financial Services Inc. became a new parent organization for The First National Bank Of Elk River.

View Profile Aug 15 1980

The First National Bank Of Elk River

The First National Bank Of Elk River was established 117 years ago and is currently headquartered in Elk River, MN.

Jan 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security State Bank Of Maple Lake Seller 79,929 Pooling of Interests Discontinued 3/8/2008
Relationships Role Relationship Start Relationship End
First National Financial Services Inc. Parent 12/31/1983
First National Financial Services Inc. Parent 8/15/1980 12/30/1983
First National Investor Services, Inc. Subsidary 6/30/2007
Elk River Insurance Agency, Inc. Subsidary 6/30/2007 5/1/2010
Elk River Insurance Agency, Inc. Subsidary 4/15/2004 6/29/2007
First National Investor Services, Inc. Subsidary 4/15/2004 6/29/2007
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