Efficiency Ratio Over Time
Efficiency Ratio Gnb Financial, National Association All Insured Commercial Banks in Texas
12-31-2006 69.392 66.288
09-30-2006 63.462 64.993
06-30-2006 62.978 65.249
03-31-2006 66.047 65.978
12-31-2005 64.008 67.153
09-30-2005 63.579 66.756
06-30-2005 62.014 67.031
03-31-2005 59.185 67.486
12-31-2004 74.713 69.184
09-30-2004 71.039 68.305
06-30-2004 80.963 68.807
03-31-2004 96.929 69.055
12-31-2003 80.153 69.41
09-30-2003 69.262 68.526
06-30-2003 69.219 68.452
03-31-2003 64.473 68.632
12-31-2002 65.81 67.534