Vitals
  • Total Assets
    361.2M 4.4 %
  • Total Deposits
    275.5M 1.6 %
  • Total Net Loans
    190.0M 8.5 %
  • Net Income
    6.6M 7.9 %
  • Book Value
    46.5M -3.6 %
  • Book Value x2
    93.1M -3.6 %
  • Book Value x3
    139.6M -3.6 %
ROAA

1.875

ROAE

13.511

Efficiency Ratio

35.547

Net Interest Margin

2.958

Balance Sheet Highlights
Financial Highlights Germantown Trust & Savings Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 361,242 290,894
Total Net Loans 189,956 191,278
Total Deposits 275,461 246,407
Total Equity 46,548 31,125
Profitability
Net Income 6,612 2,670
Return on Average Assets 1.875 .919
Return on Average Equity 13.511 8.247
Net Interest Margin 2.958 3.499
Efficiency Ratio 35.547 67.9
Noninterest Income/Revenue 5.897 16.598
Balance Sheet Ratios
Loan-to-Deposit 68.959 72.669
Securities/Assets .441 .191
Total Equity/Total Assets .129 .107
Tangible Equity/Tangible Assets .129 .103
Capital Adequacy
Tier 1 Common Capital 47,895 29,670
Tier 1 Capital 47,895 29,720
Tier 2 Capital 1,379 2,112
Total Capital 49,274 31,905
Total Risk Weighted Assets 201,065 212,461
Leverage Ratio 13.48 10.62
Common Equity Tier 1 Capital Ratio 23.82 16.313
Tier 1 Capital Ratio 23.82 16.329
Total Capital Ratio 24.51 17.341

Timeline for Germantown Trust & Savings Bank

Bartelso Savings Bank

Acquisition: Germantown Trust & Savings Bank acquired a new subsidiary, Bartelso Savings Bank, 24 years

View Profile Jul 01 2000

Germantown Banc Corp.

Germantown Banc Corp. became a new parent organization for Germantown Trust & Savings Bank.

View Profile Apr 06 1983

Germantown Trust & Savings Bank

Germantown Trust & Savings Bank was established 118 years ago and is currently headquartered in Breese, IL.

Feb 06 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bartelso Savings Bank Seller 69,073 Pooling of Interests Discontinued 7/1/2000
Relationships Role Relationship Start Relationship End
Germantown Banc Corp. Parent 1/31/1995
Germantown Banc Corp. Parent 1/20/1994 1/30/1995
Germantown Banc Corp. Parent 1/29/1993 1/19/1994
Germantown Banc Corp. Parent 4/6/1983 1/28/1993
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