Vitals
  • Total Assets
    424.8M -3.4 %
  • Total Deposits
    289.4M -12.1 %
  • Total Net Loans
    247.9M -16.0 %
  • Net Income
    196000.0000 -83.0 %
  • Book Value
    34.8M 4.9 %
  • Book Value x2
    69.6M 4.9 %
  • Book Value x3
    104.4M 4.9 %
ROAA

.436

ROAE

5.337

Efficiency Ratio

76.73

Net Interest Margin

2.249

Balance Sheet Highlights
Financial Highlights Georgia State Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 424,837 224,722
Total Net Loans 247,922 171,191
Total Deposits 289,448 183,486
Total Equity 34,789 22,871
Profitability
Net Income 196 2,164
Return on Average Assets .436 1.036
Return on Average Equity 5.337 10.117
Net Interest Margin 2.249 3.695
Efficiency Ratio 76.73 76.842
Noninterest Income/Revenue 12.566 10.465
Balance Sheet Ratios
Loan-to-Deposit 85.653 87.629
Securities/Assets .271 .187
Total Equity/Total Assets .082 .102
Tangible Equity/Tangible Assets .045 -.662
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 18,468 20,967
Tier 2 Capital 935 2,304
Total Capital 19,403 23,188
Total Risk Weighted Assets 287,855 180,278
Leverage Ratio 4.55 10.35
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 6.42 13.318
Total Capital Ratio 6.74 14.476

Timeline for Georgia State Bank

Rbc Bank (Usa)

Georgia State Bank was acquired by Rbc Bank (Usa) 16 years

View Profile Apr 12 2008

Rbc Bancorporation (Usa)

Rbc Bancorporation (Usa) became a new parent organization for Georgia State Bank.

View Profile Feb 23 2008

Geo Investments, Inc.

Geo Investments, Inc. became a new subsidiary organization for Georgia State Bank.

View Profile May 01 2003

Alabama National Bancorporation

Alabama National Bancorporation became a new parent organization for Georgia State Bank.

View Profile Oct 02 1998

Cobb Mortgage Company

Cobb Mortgage Company became a new subsidiary organization for Georgia State Bank.

View Profile Jun 01 1989

Want to see more?

Complete timeline for Georgia State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rbc Bank (Usa) Buyer 27,169,497 Acquisition Discontinued 4/12/2008
Relationships Role Relationship Start Relationship End
Rbc Bancorporation (Usa) Parent 2/23/2008 4/11/2008
Alabama National Bancorporation Parent 10/2/1998 2/22/2008
Community Financial Corporation Parent 7/1/1988 10/1/1998
Geo Investments, Inc. Subsidary 6/30/2007 4/10/2008
Geo Investments, Inc. Subsidary 5/1/2003 6/29/2007
Cobb Mortgage Company Subsidary 6/1/1989 12/29/1993
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