Vitals
  • Total Assets
    433.0M 1.6 %
  • Total Deposits
    331.6M 2.5 %
  • Total Net Loans
    230.1M -0.8 %
  • Net Income
    5.3M 4.6 %
  • Book Value
    45.1M -2.8 %
  • Book Value x2
    90.2M -2.8 %
  • Book Value x3
    135.3M -2.8 %
ROAA

1.304

ROAE

11.413

Efficiency Ratio

57.595

Net Interest Margin

3.973

Balance Sheet Highlights
Financial Highlights The First State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 432,999 161,058
Total Net Loans 230,119 97,183
Total Deposits 331,584 131,657
Total Equity 45,113 18,008
Profitability
Net Income 5,338 1,663
Return on Average Assets 1.304 .954
Return on Average Equity 11.413 8.443
Net Interest Margin 3.973 3.683
Efficiency Ratio 57.595 68.374
Noninterest Income/Revenue 7.716 15.013
Balance Sheet Ratios
Loan-to-Deposit 69.4 72.321
Securities/Assets .401 .241
Total Equity/Total Assets .104 .112
Tangible Equity/Tangible Assets .094 .109
Capital Adequacy
Tier 1 Common Capital 41,440 17,454
Tier 1 Capital 41,440 17,457
Tier 2 Capital 3,736 1,279
Total Capital 45,176 18,771
Total Risk Weighted Assets 298,093 112,595
Leverage Ratio 9.9 11.048
Common Equity Tier 1 Capital Ratio 13.9 16.94
Tier 1 Capital Ratio 13.9 16.949
Total Capital Ratio 15.16 18.109

Timeline for The First State Bank

The First National Bank Of Holdrege

Acquisition: The First State Bank acquired a new subsidiary, The First National Bank Of Holdrege, 9 years

View Profile Jan 01 2015

The First National Bank Of Hoxie

Acquisition: The First State Bank acquired a new subsidiary, The First National Bank Of Hoxie, 18 years

View Profile Apr 01 2006

Consolidated State Bank

Acquisition: The First State Bank acquired a new subsidiary, Consolidated State Bank, 24 years

View Profile Jan 01 2000

Norton Bankshares, Inc.

Norton Bankshares, Inc. became a new parent organization for The First State Bank.

View Profile Jan 02 1978

The First State Bank

The First State Bank was established 122 years ago and is currently headquartered in Norton, KS.

Apr 21 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Holdrege Seller 117,235 Acquisition Discontinued 1/1/2015
The First National Bank Of Hoxie Seller 62,740 Acquisition Discontinued 4/1/2006
Consolidated State Bank Seller 39,325 Acquisition Discontinued 1/1/2000
Relationships Role Relationship Start Relationship End
Norton Bankshares, Inc. Parent 1/2/1978
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