Vitals
  • Total Assets
    2.4B
  • Total Deposits
    1.9B
  • Total Net Loans
    1.2B
  • Net Income
    18.2M
  • Book Value
    226.7M
  • Book Value x2
    453.5M
  • Book Value x3
    680.2M
ROAA

.995

ROAE

10.902

Efficiency Ratio

43.224

Net Interest Margin

3.224

Balance Sheet Highlights
Financial Highlights General Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 2,410,383 423,823
Total Net Loans 1,160,291 304,025
Total Deposits 1,902,179 340,087
Total Equity 226,798 44,923
Profitability
Net Income 18,168 21,532
Return on Average Assets .995 1.315
Return on Average Equity 10.902 12.899
Net Interest Margin 3.224 4.467
Efficiency Ratio 43.224 69.685
Noninterest Income/Revenue 5.765 19.838
Balance Sheet Ratios
Loan-to-Deposit 60.998 76.22
Securities/Assets .47 .691
Total Equity/Total Assets .094 .106
Tangible Equity/Tangible Assets .092 -.498
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 208,324 38,886
Tier 2 Capital 19,431 5,117
Total Capital 227,755 43,066
Total Risk Weighted Assets 1,544,132 318,222
Leverage Ratio 8.68 10.276
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.49 14.407
Total Capital Ratio 14.75 15.41

Timeline for General Bank

Cathay Bank

General Bank was acquired by Cathay Bank 20 years

View Profile Oct 21 2003

Liberty Bank And Trust Company

Acquisition: General Bank acquired a new subsidiary, Liberty Bank And Trust Company, 22 years

View Profile Mar 01 2002

Gb Capital Trust Ii

Gb Capital Trust Ii became a new subsidiary organization for General Bank.

View Profile Jan 01 2002

Gbc Trade Services, Asia Limited

Gbc Trade Services, Asia Limited became a new subsidiary organization for General Bank.

View Profile Oct 17 2001

Gb Capital Trust

Gb Capital Trust became a new subsidiary organization for General Bank.

View Profile Aug 31 2001

Want to see more?

Complete timeline for General Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cathay Bank Buyer 14,054,033 Acquisition Discontinued 10/21/2003
Liberty Bank And Trust Company Seller 37,143 Acquisition Discontinued 3/1/2002
Relationships Role Relationship Start Relationship End
Gbc Bancorp Parent 10/19/1981 10/20/2003
Gbc Investment & Consulting Company, Inc. Subsidary 7/26/1989 10/20/2003
Gbc Insurance Services, Inc. Subsidary 3/9/1990 10/20/2003
Gbc Leasing Company, Inc. Subsidary 12/31/1993 10/20/2003
Gbc Trade Services, Asia Limited Subsidary 10/17/2001 10/20/2003
Gb Capital Trust Ii Subsidary 1/1/2002 10/20/2003
Gb Capital Trust Subsidary 8/31/2001 1/1/2002
Southern Counties Escrow Subsidary 12/31/1993 3/17/1999
Gbc Real Estate Company, Inc. Subsidary 7/26/1989 6/10/1996
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