General Bank
Los Angeles, CA — Domestic Branch of a Domestic Bank
Acquired Oct 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | General Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 58,409 | 16,008 |
Income from Lease Financing Receivables | 154 | 8,543 |
— | 835 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 458 |
Income on Loans and Leases (TE) | 58,563 | 15,637 |
Investment Interest Income (TE) | 28,089 | 6,791 |
Total Interest Income (TE) | 88,497 | 16,149 |
Total Interest Expense | 30,358 | 3,606 |
Net Interest Income (TE) | 58,139 | 12,517 |
Non-Interest Income | 5,414 | 3,996 |
Adjusted Operating Income (TE) | 63,553 | 16,954 |
Non-interest Expense | 27,470 | 9,854 |
Provision for Loan & Lease Losses | 8,471 | 3,375 |
Pretax Operating Income (TE) | 27,612 | 33,900 |
Pretax Net Operating Income (TE) | 27,612 | 34,234 |
Applicable Income Taxes | 9,422 | 12,264 |
Net Operating Income | 18,168 | 21,534 |
Net Income | 18,168 | 21,532 |
Cash Dividends Declared | 4,206 | 13,403 |
Retained Earnings | 13,962 | 15,456 |