Vitals
  • Total Assets
    289.4M -6.6 %
  • Total Deposits
    257.6M -7.6 %
  • Total Net Loans
    202.2M -3.0 %
  • Net Income
    477000.0000 110.9 %
  • Book Value
    24.9M 1.4 %
  • Book Value x2
    49.7M 1.4 %
  • Book Value x3
    74.6M 1.4 %
ROAA

.158

ROAE

1.937

Efficiency Ratio

85.947

Net Interest Margin

3.27

Balance Sheet Highlights
Financial Highlights Gcf Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 289,377 932,596
Total Net Loans 202,177 576,173
Total Deposits 257,599 693,238
Total Equity 24,855 110,628
Profitability
Net Income 477 5,814
Return on Average Assets .158 .358
Return on Average Equity 1.937 3.226
Net Interest Margin 3.27 2.752
Efficiency Ratio 85.947 77.516
Noninterest Income/Revenue 4.528 8.703
Balance Sheet Ratios
Loan-to-Deposit 78.485 73.86
Securities/Assets .17 .262
Total Equity/Total Assets .086 .119
Tangible Equity/Tangible Assets .086 .113
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,952 100,250
Tier 2 Capital 1,944 5,881
Total Capital 25,896 106,106
Total Risk Weighted Assets 152,958 567,514
Leverage Ratio 8.29 11.15
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.66 23.472
Total Capital Ratio 16.93 24.416

Timeline for Gcf Bank

Investors Bank

Gcf Bank was acquired by Investors Bank 10 years

View Profile Jan 11 2014

Gateway Community Financial Corp

Gateway Community Financial Corp became a new parent organization for Gcf Bank.

View Profile Dec 07 2001

Gcf Bank

Gcf Bank was established 103 years ago and is currently headquartered in Sewell, NJ.

Jan 01 1921
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Investors Bank Buyer 22,534,923 Acquisition Discontinued 1/11/2014
Relationships Role Relationship Start Relationship End
Gateway Community Financial Corp Parent 7/21/2011 1/10/2014
Gateway Community Financial Corp Parent 12/7/2001 7/20/2011
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