Vitals
  • Total Assets
    458.3M 9.8 %
  • Total Deposits
    365.0M 5.3 %
  • Total Net Loans
    376.2M 9.3 %
  • Net Income
    3.7M 0.4 %
  • Book Value
    49.3M 6.9 %
  • Book Value x2
    98.7M 6.9 %
  • Book Value x3
    148.0M 6.9 %
ROAA

.854

ROAE

7.82

Efficiency Ratio

61.066

Net Interest Margin

3.714

Balance Sheet Highlights
Financial Highlights Franklin Bank & Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 458,322 275,102
Total Net Loans 376,174 177,820
Total Deposits 364,997 227,063
Total Equity 49,338 30,287
Profitability
Net Income 3,728 2,592
Return on Average Assets .854 .944
Return on Average Equity 7.82 8.074
Net Interest Margin 3.714 3.847
Efficiency Ratio 61.066 70.925
Noninterest Income/Revenue 15.512 17.219
Balance Sheet Ratios
Loan-to-Deposit 103.062 76.952
Securities/Assets .024 .219
Total Equity/Total Assets .108 .11
Tangible Equity/Tangible Assets .108 .107
Capital Adequacy
Tier 1 Common Capital 49,439 29,354
Tier 1 Capital 49,439 29,354
Tier 2 Capital 4,653 2,092
Total Capital 54,092 31,454
Total Risk Weighted Assets 371,846 190,479
Leverage Ratio 10.93 11.285
Common Equity Tier 1 Capital Ratio 13.3 17.115
Tier 1 Capital Ratio 13.3 17.115
Total Capital Ratio 14.55 18.174

Timeline for Franklin Bank & Trust Company

Franklin Bancorp, Inc.

Franklin Bancorp, Inc. became a new parent organization for Franklin Bank & Trust Company.

View Profile Feb 23 1983

Franklin Bank & Trust Company

Franklin Bank & Trust Company was established 65 years ago and is currently headquartered in Franklin, KY.

Dec 01 1958
Relationships Role Relationship Start Relationship End
Franklin Bancorp, Inc. Parent 2/23/1983
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