Vitals
  • Total Assets
    200.0M 12.1 %
  • Total Deposits
    164.0M 14.1 %
  • Total Net Loans
    118.2M 16.1 %
  • Net Income
    1.0M 18.6 %
  • Book Value
    16.7M 2.7 %
  • Book Value x2
    33.4M 2.7 %
  • Book Value x3
    50.2M 2.7 %
ROAA

.544

ROAE

5.941

Efficiency Ratio

76.312

Net Interest Margin

3.396

Balance Sheet Highlights
Financial Highlights Folsom Lake Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 199,952 1,346,313
Total Net Loans 118,219 907,793
Total Deposits 163,983 1,084,972
Total Equity 16,722 169,778
Profitability
Net Income 1,009 12,577
Return on Average Assets .544 .955
Return on Average Equity 5.941 8.072
Net Interest Margin 3.396 3.784
Efficiency Ratio 76.312 64.937
Noninterest Income/Revenue 3.366 13.682
Balance Sheet Ratios
Loan-to-Deposit 72.092 83.983
Securities/Assets .338 .141
Total Equity/Total Assets .084 .126
Tangible Equity/Tangible Assets .084 .113
Capital Adequacy
Tier 1 Common Capital 17,189 147,337
Tier 1 Capital 17,189 147,552
Tier 2 Capital 1,478 11,893
Total Capital 18,667 160,236
Total Risk Weighted Assets 141,107 1,009,488
Leverage Ratio 8.87 11.256
Common Equity Tier 1 Capital Ratio 12.18 14.697
Tier 1 Capital Ratio 12.18 14.792
Total Capital Ratio 13.23 16.005

Timeline for Folsom Lake Bank

Folsom Lake Bank

Folsom Lake Bank was established 17 years ago and is currently headquartered in Folsom, CA.

Apr 02 2007
Relationships Role Relationship Start Relationship End
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