Vitals
  • Total Assets
    407.6M 10.3 %
  • Total Deposits
    377.3M 10.8 %
  • Total Net Loans
    186.5M 30.3 %
  • Net Income
    360000.0000 -36.3 %
  • Book Value
    29.1M 4.7 %
  • Book Value x2
    58.2M 4.7 %
  • Book Value x3
    87.3M 4.7 %
ROAA

.185

ROAE

2.491

Efficiency Ratio

88.043

Net Interest Margin

3.228

Balance Sheet Highlights
Financial Highlights Focus Business Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 407,630 1,204,661
Total Net Loans 186,470 770,346
Total Deposits 377,345 903,266
Total Equity 29,114 160,213
Profitability
Net Income 360 6,110
Return on Average Assets .185 .844
Return on Average Equity 2.491 7.063
Net Interest Margin 3.228 3.782
Efficiency Ratio 88.043 70.381
Noninterest Income/Revenue 23.8 14.224
Balance Sheet Ratios
Loan-to-Deposit 49.416 81.536
Securities/Assets .158 .121
Total Equity/Total Assets .071 .133
Tangible Equity/Tangible Assets .068 .123
Capital Adequacy
Tier 1 Common Capital 28,977 134,514
Tier 1 Capital 28,977 136,301
Tier 2 Capital 2,625 10,292
Total Capital 31,602 147,128
Total Risk Weighted Assets 212,921 857,369
Leverage Ratio 7.4 11.683
Common Equity Tier 1 Capital Ratio 13.61 15.435
Tier 1 Capital Ratio 13.61 15.694
Total Capital Ratio 14.84 16.953

Timeline for Focus Business Bank

Heritage Bank Of Commerce

Focus Business Bank was acquired by Heritage Bank Of Commerce 8 years

View Profile Aug 21 2015

Focus Business Bank

Focus Business Bank was established 17 years ago and is currently headquartered in San Jose, CA.

Jan 16 2007
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank Of Commerce Buyer 2,527,418 Acquisition Discontinued 8/21/2015
Relationships Role Relationship Start Relationship End
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