Vitals
  • Total Assets
    291.4M 11.5 %
  • Total Deposits
    238.5M 8.5 %
  • Total Net Loans
    172.8M 20.8 %
  • Net Income
    2.6M 24.1 %
  • Book Value
    33.6M -0.2 %
  • Book Value x2
    67.2M -0.2 %
  • Book Value x3
    100.8M -0.2 %
ROAA

.934

ROAE

7.509

Efficiency Ratio

63.239

Net Interest Margin

3.74

Balance Sheet Highlights
Financial Highlights Fnb Oxford Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 291,404 525,484
Total Net Loans 172,762 348,104
Total Deposits 238,519 440,088
Total Equity 33,597 60,485
Profitability
Net Income 2,582 5,177
Return on Average Assets .934 .911
Return on Average Equity 7.509 8.357
Net Interest Margin 3.74 3.971
Efficiency Ratio 63.239 70.327
Noninterest Income/Revenue 11.384 22.171
Balance Sheet Ratios
Loan-to-Deposit 72.431 71.665
Securities/Assets .322 .197
Total Equity/Total Assets .115 .115
Tangible Equity/Tangible Assets .115 .102
Capital Adequacy
Tier 1 Common Capital 33,351 52,498
Tier 1 Capital 33,351 52,598
Tier 2 Capital 2,099 3,510
Total Capital 35,450 56,103
Total Risk Weighted Assets 188,643 380,206
Leverage Ratio 11.66 10.71
Common Equity Tier 1 Capital Ratio 17.68 16.284
Tier 1 Capital Ratio 17.68 16.342
Total Capital Ratio 18.79 17.377

Timeline for Fnb Oxford Bank

First National Holding Company

First National Holding Company became a new parent organization for Fnb Oxford Bank.

View Profile Mar 02 1982

Fnb Oxford Bank

Fnb Oxford Bank was established 113 years ago and is currently headquartered in Oxford, MS.

Oct 10 1910
Relationships Role Relationship Start Relationship End
First National Holding Company Parent 12/31/1988
First National Holding Company Parent 3/2/1982 12/30/1988
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