Vitals
  • Total Assets
    280.9M 14.0 %
  • Total Deposits
    252.1M 18.3 %
  • Total Net Loans
    171.1M 8.8 %
  • Net Income
    1.6M 52.8 %
  • Book Value
    27.1M 0.7 %
  • Book Value x2
    54.2M 0.7 %
  • Book Value x3
    81.4M 0.7 %
ROAA

.6

ROAE

5.687

Efficiency Ratio

81.547

Net Interest Margin

3.365

Balance Sheet Highlights
Financial Highlights Fnb Of Central Alabama All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 280,897 266,812
Total Net Loans 171,076 157,006
Total Deposits 252,074 227,200
Total Equity 27,123 30,855
Profitability
Net Income 1,557 2,603
Return on Average Assets .6 .91
Return on Average Equity 5.687 7.525
Net Interest Margin 3.365 3.872
Efficiency Ratio 81.547 69.238
Noninterest Income/Revenue 15.769 15.218
Balance Sheet Ratios
Loan-to-Deposit 67.867 65.031
Securities/Assets .195 .23
Total Equity/Total Assets .097 .116
Tangible Equity/Tangible Assets .097 .114
Capital Adequacy
Tier 1 Common Capital 28,170 30,655
Tier 1 Capital 28,170 30,655
Tier 2 Capital 2,241 1,864
Total Capital 30,411 32,526
Total Risk Weighted Assets 202,899 184,216
Leverage Ratio 10.38 11.829
Common Equity Tier 1 Capital Ratio 13.88 18.757
Tier 1 Capital Ratio 13.88 18.762
Total Capital Ratio 14.99 19.824

Timeline for Fnb Of Central Alabama

Gordo Branch

Acquisition: Fnb Of Central Alabama acquired a new subsidiary, Gordo Branch , 36 years

View Profile Apr 01 1988

Fnb Bancshares Of Central Alabama, Inc.

Fnb Bancshares Of Central Alabama, Inc. became a new parent organization for Fnb Of Central Alabama.

View Profile Nov 09 1984

Fnb Of Central Alabama

Fnb Of Central Alabama was established 58 years ago and is currently headquartered in Aliceville, AL.

Aug 02 1965
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Gordo Branch Seller Discontinued 4/1/1988
Relationships Role Relationship Start Relationship End
Fnb Bancshares Of Central Alabama, Inc. Parent 12/14/2006
Fnb Bancshares Of Central Alabama, Inc. Parent 3/31/1988 12/13/2006
Fnb Bancshares Of Central Alabama, Inc. Parent 11/9/1984 3/30/1988
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