Vitals
  • Total Assets
    760.6M 0.4 %
  • Total Deposits
    633.7M -3.4 %
  • Total Net Loans
    493.9M -5.1 %
  • Net Income
    5.3M 20.7 %
  • Book Value
    83.5M 5.4 %
  • Book Value x2
    167.0M 5.4 %
  • Book Value x3
    250.5M 5.4 %
ROAA

.694

ROAE

6.527

Efficiency Ratio

79.164

Net Interest Margin

3.871

Balance Sheet Highlights
Financial Highlights Firstcapital Bank, Ssb All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 760,553 493,587
Total Net Loans 493,921 356,007
Total Deposits 633,663 288,384
Total Equity 83,491 48,046
Profitability
Net Income 5,282 41,567
Return on Average Assets .694 1.777
Return on Average Equity 6.527 14.339
Net Interest Margin 3.871 4.477
Efficiency Ratio 79.164 69.02
Noninterest Income/Revenue 19.761 15.683
Balance Sheet Ratios
Loan-to-Deposit 77.947 86.314
Securities/Assets .193 .156
Total Equity/Total Assets .11 .097
Tangible Equity/Tangible Assets .081 .053
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 62,680 39,919
Tier 2 Capital 5,073 1,986
Total Capital 67,753 42,997
Total Risk Weighted Assets 560,567 328,380
Leverage Ratio 8.39 10.015
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.18 15.756
Total Capital Ratio 12.09 16.688

Timeline for Firstcapital Bank, Ssb

Prosperity Bank

Firstcapital Bank, Ssb was acquired by Prosperity Bank 19 years

View Profile Mar 01 2005

Liberty Savings Association

Acquisition: Firstcapital Bank, Ssb acquired a new subsidiary, Liberty Savings Association, 25 years

View Profile Jan 01 1999

First Financial Federal Savings And Loan Association

Acquisition: Firstcapital Bank, Ssb acquired a new subsidiary, First Financial Federal Savings And Loan Association, 42 years

View Profile Jul 13 1981

Firstcapital Bank, Ssb

Firstcapital Bank, Ssb was established 75 years ago and is currently headquartered in Corpus Christi, TX.

Jan 01 1949
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prosperity Bank Buyer 21,390,286 Acquisition Discontinued 3/1/2005
Liberty Savings Association Seller 99,598 Pooling of Interests Discontinued 1/1/1999
First Financial Federal Savings And Loan Association Seller Discontinued 7/13/1981
Relationships Role Relationship Start Relationship End
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