Vitals
  • Total Assets
    274.9M 32.7 %
  • Total Deposits
    227.8M 42.4 %
  • Total Net Loans
    167.6M 29.6 %
  • Net Income
    3.6M 3.5 %
  • Book Value
    38.6M 29.6 %
  • Book Value x2
    77.2M 29.6 %
  • Book Value x3
    115.8M 29.6 %
ROAA

1.319

ROAE

9.085

Efficiency Ratio

66.776

Net Interest Margin

3.856

Balance Sheet Highlights
Financial Highlights First United Bank And Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 274,898 275,102
Total Net Loans 167,647 177,820
Total Deposits 227,751 227,063
Total Equity 38,615 30,287
Profitability
Net Income 3,605 2,592
Return on Average Assets 1.319 .944
Return on Average Equity 9.085 8.074
Net Interest Margin 3.856 3.847
Efficiency Ratio 66.776 70.925
Noninterest Income/Revenue 19.586 17.219
Balance Sheet Ratios
Loan-to-Deposit 73.61 76.952
Securities/Assets .291 .219
Total Equity/Total Assets .14 .11
Tangible Equity/Tangible Assets .133 .107
Capital Adequacy
Tier 1 Common Capital 36,318 29,354
Tier 1 Capital 36,318 29,354
Tier 2 Capital 2,270 2,092
Total Capital 38,588 31,454
Total Risk Weighted Assets 181,536 190,479
Leverage Ratio 13.28 11.285
Common Equity Tier 1 Capital Ratio 20.01 17.115
Tier 1 Capital Ratio 20.01 17.115
Total Capital Ratio 21.26 18.174

Timeline for First United Bank And Trust Company

Bank Of Ohio County, Inc.

Acquisition: First United Bank And Trust Company acquired a new subsidiary, Bank Of Ohio County, Inc., 8 years

View Profile Apr 01 2016

First United Bank And Trust Company

First United Bank And Trust Company was established 28 years ago and is currently headquartered in Madisonville, KY.

Mar 29 1996

First United Bancorp, Inc.

First United Bancorp, Inc. became a new parent organization for First United Bank And Trust Company.

View Profile Mar 29 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Ohio County, Inc. Seller 82,681 Acquisition Discontinued 4/1/2016
Relationships Role Relationship Start Relationship End
First United Bancorp, Inc. Parent 3/29/1996
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