Vitals
  • Total Assets
    248.6M -8.1 %
  • Total Deposits
    225.7M -3.6 %
  • Total Net Loans
    189.8M -6.3 %
  • Net Income
    2.0M -39.9 %
  • Book Value
    21.7M -24.4 %
  • Book Value x2
    43.4M -24.4 %
  • Book Value x3
    65.1M -24.4 %
ROAA

.996

ROAE

9.619

Efficiency Ratio

73.555

Net Interest Margin

4.689

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 248,564 256,996
Total Net Loans 189,831 134,796
Total Deposits 225,693 220,197
Total Equity 21,691 28,033
Profitability
Net Income 2,000 2,078
Return on Average Assets .996 1.049
Return on Average Equity 9.619 9.681
Net Interest Margin 4.689 3.88
Efficiency Ratio 73.555 69.365
Noninterest Income/Revenue 7.986 15.848
Balance Sheet Ratios
Loan-to-Deposit 84.11 58.922
Securities/Assets .079 .25
Total Equity/Total Assets .087 .109
Tangible Equity/Tangible Assets .087 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 20,926 24,959
Tier 2 Capital 2,493 1,719
Total Capital 23,419 26,693
Total Risk Weighted Assets 198,858 150,297
Leverage Ratio 7.92 10.123
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.52 18.438
Total Capital Ratio 11.78 19.547

Timeline for First State Bank

First Victoria National Bank

First State Bank was acquired by First Victoria National Bank 11 years

View Profile Oct 01 2012

Capitol Bankshares, Inc.

Capitol Bankshares, Inc. became a new parent organization for First State Bank.

View Profile Jun 30 1983

First State Bank

First State Bank was established 117 years ago and is currently headquartered in New Braunfels, TX.

Jan 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Victoria National Bank Buyer 2,471,099 Acquisition Discontinued 10/1/2012
Relationships Role Relationship Start Relationship End
Capitol Bankshares, Inc. Parent 6/30/1983 9/30/2012
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