Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
09-30-2012 73.555 69.365
06-30-2012 64.05 69.7
03-31-2012 63.422 69.836
12-31-2011 61.423 71.203
09-30-2011 61.993 70.717
06-30-2011 62.461 71.672
03-31-2011 62.911 72.166
12-31-2010 63.815 72.798
09-30-2010 63.986 71.344
06-30-2010 64.25 71.672
03-31-2010 65.674 72.124
12-31-2009 69.597 72.899
09-30-2009 70.724 71.928
06-30-2009 72.643 72.628
03-31-2009 70 71.399
12-31-2008 70.292 70.933
09-30-2008 70.153 69.839
06-30-2008 69.816 70.152
03-31-2008 69.985 69.753
12-31-2007 63.042 68.047
09-30-2007 62.57 66.762
06-30-2007 62.884 66.933
03-31-2007 63.005 66.629
12-31-2006 57.705 66.288
09-30-2006 55.648 64.993
06-30-2006 54.803 65.249
03-31-2006 57.312 65.978
12-31-2005 57.996 67.153
09-30-2005 59.185 66.756
06-30-2005 58.989 67.031
03-31-2005 56.225 67.486
12-31-2004 67.143 69.184
09-30-2004 70.752 68.305
06-30-2004 80.939 68.807
03-31-2004 60.376 69.055
12-31-2003 62.28 69.41
09-30-2003 62.413 68.526
06-30-2003 62.405 68.452
03-31-2003 65.968 68.632
12-31-2002 63.519 67.534