Vitals
  • Total Assets
    49.1M -9.7 %
  • Total Deposits
    43.3M -10.9 %
  • Total Net Loans
    31.9M -3.5 %
  • Net Income
    86000.0000 -77.7 %
  • Book Value
    5.5M 2.7 %
  • Book Value x2
    11.0M 2.7 %
  • Book Value x3
    16.5M 2.7 %
ROAA

.225

ROAE

2.128

Efficiency Ratio

82.736

Net Interest Margin

4.148

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 49,057 251,992
Total Net Loans 31,913 178,393
Total Deposits 43,298 208,238
Total Equity 5,491 25,735
Profitability
Net Income 86 1,576
Return on Average Assets .225 .793
Return on Average Equity 2.128 7.749
Net Interest Margin 4.148 3.78
Efficiency Ratio 82.736 78.914
Noninterest Income/Revenue 7.241 15.139
Balance Sheet Ratios
Loan-to-Deposit 73.706 83.591
Securities/Assets .152 .225
Total Equity/Total Assets .112 .102
Tangible Equity/Tangible Assets .112 -.008
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,370 24,179
Tier 2 Capital 279 2,243
Total Capital 5,649 26,442
Total Risk Weighted Assets 29,317 187,793
Leverage Ratio 11.06 9.896
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.32 13.814
Total Capital Ratio 19.27 14.992

Timeline for First State Bank

The Farmers Bank Of Lynchburg

First State Bank was acquired by The Farmers Bank Of Lynchburg 14 years

View Profile Oct 31 2009

First State Bank

First State Bank was established 92 years ago and is currently headquartered in Chapel Hill, TN.

Oct 03 1931
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Farmers Bank Of Lynchburg Buyer 163,859 Acquisition Discontinued 10/31/2009
Relationships Role Relationship Start Relationship End
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