Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Tennessee
09-30-2009 82.736 78.914
06-30-2009 91.186 79.484
03-31-2009 71.864 76.46
12-31-2008 70.132 76.123
09-30-2008 63.076 73.333
06-30-2008 64.128 73.064
03-31-2008 64.572 73.535
12-31-2007 69.186 71.353
09-30-2007 65.864 70.14
06-30-2007 70.561 70.181
03-31-2007 69.193 69.593
12-31-2006 72.806 69.255
09-30-2006 69.904 67.968
06-30-2006 72.524 68.089
03-31-2006 80.778 68.881
12-31-2005 71.938 68.603
09-30-2005 68.119 67.371
06-30-2005 68.515 67.28
03-31-2005 64.478 67.669
12-31-2004 62.287 67.909
09-30-2004 61.481 67.78
06-30-2004 62.301 67.917
03-31-2004 60.112 67.404
12-31-2003 68.029 67.065
09-30-2003 59.939 66.477
06-30-2003 61.679 67.007
03-31-2003 60.918 67.319
12-31-2002 54.686 65.163