Vitals
  • Total Assets
    811.1M 4.3 %
  • Total Deposits
    616.5M 3.7 %
  • Total Net Loans
    501.6M 16.3 %
  • Net Income
    9.5M 4.8 %
  • Book Value
    98.3M 2.3 %
  • Book Value x2
    196.5M 2.3 %
  • Book Value x3
    294.8M 2.3 %
ROAA

1.195

ROAE

9.545

Efficiency Ratio

51.745

Net Interest Margin

3.85

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 811,099 525,484
Total Net Loans 501,634 348,104
Total Deposits 616,544 440,088
Total Equity 98,271 60,485
Profitability
Net Income 9,515 5,177
Return on Average Assets 1.195 .911
Return on Average Equity 9.545 8.357
Net Interest Margin 3.85 3.971
Efficiency Ratio 51.745 70.327
Noninterest Income/Revenue 9.41 22.171
Balance Sheet Ratios
Loan-to-Deposit 81.362 71.665
Securities/Assets .278 .197
Total Equity/Total Assets .121 .115
Tangible Equity/Tangible Assets .11 .102
Capital Adequacy
Tier 1 Common Capital 89,848 52,498
Tier 1 Capital 89,848 52,598
Tier 2 Capital 5,093 3,510
Total Capital 94,941 56,103
Total Risk Weighted Assets 521,112 380,206
Leverage Ratio 11.19 10.71
Common Equity Tier 1 Capital Ratio 17.24 16.284
Tier 1 Capital Ratio 17.24 16.342
Total Capital Ratio 18.22 17.377

Timeline for First State Bank

Bank Of Jones County

Acquisition: First State Bank acquired a new subsidiary, Bank Of Jones County, 9 years

View Profile Jan 01 2015

First State Insurance Services, Inc.

First State Insurance Services, Inc. became a new subsidiary organization for First State Bank.

View Profile Apr 01 1999

First State Corporation

First State Corporation became a new parent organization for First State Bank.

View Profile Dec 01 1982

Financial Data Processing Center, Inc.

Financial Data Processing Center, Inc. became a new subsidiary organization for First State Bank.

View Profile Dec 01 1982

Bank Of Leakesville

Acquisition: First State Bank acquired a new subsidiary, Bank Of Leakesville, 44 years

View Profile Aug 15 1979

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Complete timeline for First State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Jones County Seller 218,238 Acquisition Discontinued 1/1/2015
Bank Of Leakesville Seller 22,902 Discontinued 8/15/1979
Relationships Role Relationship Start Relationship End
First State Corporation Parent 12/1/1982
First State Insurance Services, Inc. Subsidary 6/30/2007
First State Insurance Services, Inc. Subsidary 4/1/1999 6/29/2007
Financial Data Processing Center, Inc. Subsidary 12/1/1982 3/31/1985
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