First State Bank
Waynesboro, MS — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First State Bank | All Insured Commercial Banks in Mississippi |
Interest and Fees on Loans | 22,871 | 17,253 |
Income from Lease Financing Receivables | — | 3 |
5 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 13 |
Income on Loans and Leases (TE) | 22,874 | 17,289 |
Investment Interest Income (TE) | 7,893 | 2,808 |
Total Interest Income (TE) | 30,797 | 20,209 |
Total Interest Expense | 2,795 | 1,763 |
Net Interest Income (TE) | 28,002 | 18,449 |
Non-Interest Income | 3,199 | 5,757 |
Adjusted Operating Income (TE) | 31,201 | 24,205 |
Non-interest Expense | 16,145 | 16,370 |
Provision for Loan & Lease Losses | 400 | 563 |
Pretax Operating Income (TE) | 14,656 | 7,204 |
Pretax Net Operating Income (TE) | 14,656 | 7,253 |
Applicable Income Taxes | 4,080 | 1,422 |
Net Operating Income | 9,515 | 5,177 |
Net Income | 9,515 | 5,177 |
Cash Dividends Declared | 5,967 | 2,913 |
Retained Earnings | 3,548 | 1,357 |