Vitals
  • Total Assets
    102.0M -4.1 %
  • Total Deposits
    78.6M -5.5 %
  • Total Net Loans
    35.5M -4.5 %
  • Net Income
    1.1M 0.7 %
  • Book Value
    11.3M -0.5 %
  • Book Value x2
    22.6M -0.5 %
  • Book Value x3
    34.0M -0.5 %
ROAA

1.039

ROAE

9.234

Efficiency Ratio

53.798

Net Interest Margin

2.708

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 101,976 198,346
Total Net Loans 35,532 133,864
Total Deposits 78,594 165,124
Total Equity 11,321 22,060
Profitability
Net Income 1,077 2,310
Return on Average Assets 1.039 1.15
Return on Average Equity 9.234 9.92
Net Interest Margin 2.708 3.587
Efficiency Ratio 53.798 60.34
Noninterest Income/Revenue 12.517 13.494
Balance Sheet Ratios
Loan-to-Deposit 45.21 77.091
Securities/Assets .501 .197
Total Equity/Total Assets .111 .111
Tangible Equity/Tangible Assets .111 .107
Capital Adequacy
Tier 1 Common Capital 11,480 21,135
Tier 1 Capital 11,480 21,140
Tier 2 Capital 470 1,625
Total Capital 11,950 22,777
Total Risk Weighted Assets 50,304 151,308
Leverage Ratio 11.26 10.944
Common Equity Tier 1 Capital Ratio 22.82 15.631
Tier 1 Capital Ratio 22.82 15.631
Total Capital Ratio 23.76 16.675

Timeline for First State Bank

First Belmond Bancorporation

First Belmond Bancorporation became a new parent organization for First State Bank.

View Profile Nov 11 1980

First State Bank

First State Bank was established 91 years ago and is currently headquartered in Belmond, IA.

Jul 01 1933
Relationships Role Relationship Start Relationship End
First Belmond Bancorporation Parent 11/11/1980
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