Vitals
  • Total Assets
    114.3M 6.9 %
  • Total Deposits
    102.5M 7.0 %
  • Total Net Loans
    62.1M 2.9 %
  • Net Income
    899000.0000 9.4 %
  • Book Value
    11.4M 5.6 %
  • Book Value x2
    22.8M 5.6 %
  • Book Value x3
    34.2M 5.6 %
ROAA

.783

ROAE

7.921

Efficiency Ratio

79.779

Net Interest Margin

3.704

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 114,283 525,484
Total Net Loans 62,123 348,104
Total Deposits 102,530 440,088
Total Equity 11,402 60,485
Profitability
Net Income 899 5,177
Return on Average Assets .783 .911
Return on Average Equity 7.921 8.357
Net Interest Margin 3.704 3.971
Efficiency Ratio 79.779 70.327
Noninterest Income/Revenue 18.304 22.171
Balance Sheet Ratios
Loan-to-Deposit 60.59 71.665
Securities/Assets .311 .197
Total Equity/Total Assets .1 .115
Tangible Equity/Tangible Assets .1 .102
Capital Adequacy
Tier 1 Common Capital 11,554 52,498
Tier 1 Capital 11,554 52,598
Tier 2 Capital 625 3,510
Total Capital 12,179 56,103
Total Risk Weighted Assets 64,828 380,206
Leverage Ratio 10.22 10.71
Common Equity Tier 1 Capital Ratio 17.82 16.284
Tier 1 Capital Ratio 17.82 16.342
Total Capital Ratio 18.79 17.377

Timeline for First State Bank

First State Capital Corporation

First State Capital Corporation became a new parent organization for First State Bank.

View Profile Oct 01 1984

First State Bank

First State Bank was established 107 years ago and is currently headquartered in Holly Springs, MS.

Jul 01 1916
Relationships Role Relationship Start Relationship End
First State Capital Corporation Parent 10/1/1984
Similar Organizations
Organization City State Total Assets
Acb Bank
 		Cherokee OK 115.4M
Southwind Bank
 		Natoma KS 116.2M
Federation Bank
 		Washington IA 116.2M
Brickyard Bank
 		Lincolnwood IL 116.7M
Brown County State Bank
 		Mount Sterling IL 114.0M
Bcbank, Inc.
 		Philippi WV 117.6M
Century Bank Of Kentucky, Inc.
 		Lawrenceburg KY 118.1M
The Farmers Bank
 		Nicholasville KY 118.4M
State Savings Bank, Frankfort, Mich.
 		Frankfort MI 118.8M
The Hicksville Bank
 		Hicksville OH 112.3M