Net Income Analysis ( % relative to Total Revenue )
Income Statement First State Bank All Insured Commercial Banks in Mississippi
Interest and Fees on Loans 3,574 17,253
Income from Lease Financing Receivables — 3
— 26
Estimated Tax Benefit from Tax-Exempt Loan Income — 13
Income on Loans and Leases (TE) 3,574 17,289
Investment Interest Income (TE) 803 2,808
Total Interest Income (TE) 4,423 20,209
Total Interest Expense 573 1,763
Net Interest Income (TE) 3,850 18,449
Non-Interest Income 991 5,757
Adjusted Operating Income (TE) 4,841 24,205
Non-interest Expense 3,862 16,370
Provision for Loan & Lease Losses 75 563
Pretax Operating Income (TE) 904 7,204
Pretax Net Operating Income (TE) 904 7,253
Applicable Income Taxes -25 1,422
Net Operating Income 899 5,177
Net Income 899 5,177
Cash Dividends Declared 150 2,913
Retained Earnings 749 1,357