Vitals
  • Total Assets
    239.9M 3.9 %
  • Total Deposits
    200.0M 1.7 %
  • Total Net Loans
    121.1M -3.4 %
  • Net Income
    3.3M 0.3 %
  • Book Value
    24.3M 0.5 %
  • Book Value x2
    48.7M 0.5 %
  • Book Value x3
    73.0M 0.5 %
ROAA

1.406

ROAE

13.5

Efficiency Ratio

58.581

Net Interest Margin

3.363

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 239,867 358,087
Total Net Loans 121,093 213,533
Total Deposits 199,976 308,027
Total Equity 24,348 38,740
Profitability
Net Income 3,319 3,845
Return on Average Assets 1.406 1.025
Return on Average Equity 13.5 9.415
Net Interest Margin 3.363 3.773
Efficiency Ratio 58.581 66.762
Noninterest Income/Revenue 15.696 16.375
Balance Sheet Ratios
Loan-to-Deposit 60.554 65.494
Securities/Assets .38 .214
Total Equity/Total Assets .102 .108
Tangible Equity/Tangible Assets .098 .104
Capital Adequacy
Tier 1 Common Capital 24,736 37,278
Tier 1 Capital 24,736 37,303
Tier 2 Capital 782 2,526
Total Capital 25,518 39,866
Total Risk Weighted Assets 158,956 237,367
Leverage Ratio 10.62 10.563
Common Equity Tier 1 Capital Ratio 15.56 18.073
Tier 1 Capital Ratio 15.56 18.097
Total Capital Ratio 16.05 19.169

Timeline for First State Bank

North Plains Savings And Loan Association

Acquisition: First State Bank acquired a new subsidiary, North Plains Savings And Loan Association, 29 years

View Profile Jan 03 1995

Stratford Bancshares Of Delaware, Inc.

Stratford Bancshares Of Delaware, Inc. became a new parent organization for First State Bank.

View Profile Apr 13 1990

Stratford Bancshares, Inc.

Stratford Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Mar 24 1986

Catlan Corporation

Catlan Corporation became a new parent organization for First State Bank.

View Profile Nov 17 1961

First State Bank

First State Bank was established 76 years ago and is currently headquartered in Stratford, TX.

Apr 26 1948
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
North Plains Savings And Loan Association Seller 57,597 Discontinued 1/3/1995
Relationships Role Relationship Start Relationship End
Stratford Bancshares Of Delaware, Inc. Parent 1/3/1995
Stratford Bancshares Of Delaware, Inc. Parent 4/13/1990 1/2/1995
Stratford Bancshares, Inc. Parent 3/24/1986 4/12/1990
Catlan Corporation Parent 12/31/1974 2/21/1985
Catlan Corporation Parent 12/31/1970 12/30/1974
Catlan Corporation Parent 11/17/1961 12/30/1970
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