Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 58.581 66.762
09-30-2016 57.226 66.187
06-30-2016 56.931 66.286
03-31-2016 56.773 66.484
12-31-2015 57.905 67.473
09-30-2015 58.386 67.019
06-30-2015 58.795 67.62
03-31-2015 55.564 68.379
12-31-2014 59.347 67.933
09-30-2014 59.943 67.76
06-30-2014 60.273 68.348
03-31-2014 57.376 69.161
12-31-2013 63.69 70.01
09-30-2013 64.123 69.448
06-30-2013 65.898 70.111
03-31-2013 64.902 71.168
12-31-2012 62.909 70.289
09-30-2012 62.688 69.365
06-30-2012 63.392 69.7
03-31-2012 61.595 69.836
12-31-2011 60.237 71.203
09-30-2011 60.525 70.717
06-30-2011 62.796 71.672
03-31-2011 62.889 72.166
12-31-2010 63.503 72.798
09-30-2010 64.148 71.344
06-30-2010 66.383 71.672
03-31-2010 70.067 72.124
12-31-2009 63.642 72.899
09-30-2009 63.33 71.928
06-30-2009 63.628 72.628
03-31-2009 60.546 71.399
12-31-2008 60.237 70.933
09-30-2008 59.152 69.839
06-30-2008 59.098 70.152
03-31-2008 57.885 69.753
12-31-2007 59.556 68.047
09-30-2007 59.653 66.762
06-30-2007 61.176 66.933
03-31-2007 60.827 66.629
12-31-2006 59.934 66.288
09-30-2006 59.233 64.993
06-30-2006 58.926 65.249
03-31-2006 60.986 65.978
12-31-2005 59.678 67.153
09-30-2005 59.903 66.756
06-30-2005 59.565 67.031
03-31-2005 62.447 67.486
12-31-2004 60.553 69.184
09-30-2004 61.043 68.305
06-30-2004 62.053 68.807
03-31-2004 63.896 69.055
12-31-2003 63.43 69.41
09-30-2003 62.949 68.526
06-30-2003 62.3 68.452
03-31-2003 64.928 68.632
12-31-2002 62.262 67.534