Vitals
  • Total Assets
    229.7M 3.0 %
  • Total Deposits
    192.5M 4.1 %
  • Total Net Loans
    173.9M 2.5 %
  • Net Income
    2.7M -1.1 %
  • Book Value
    29.6M -1.8 %
  • Book Value x2
    59.3M -1.8 %
  • Book Value x3
    88.9M -1.8 %
ROAA

1.157

ROAE

8.696

Efficiency Ratio

63.782

Net Interest Margin

3.92

Balance Sheet Highlights
Financial Highlights Bank Of The Bluegrass And Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 229,723 275,102
Total Net Loans 173,904 177,820
Total Deposits 192,498 227,063
Total Equity 29,626 30,287
Profitability
Net Income 2,660 2,592
Return on Average Assets 1.157 .944
Return on Average Equity 8.696 8.074
Net Interest Margin 3.92 3.847
Efficiency Ratio 63.782 70.925
Noninterest Income/Revenue 22.856 17.219
Balance Sheet Ratios
Loan-to-Deposit 90.341 76.952
Securities/Assets .191 .219
Total Equity/Total Assets .129 .11
Tangible Equity/Tangible Assets .129 .107
Capital Adequacy
Tier 1 Common Capital 30,117 29,354
Tier 1 Capital 30,117 29,354
Tier 2 Capital 2,119 2,092
Total Capital 32,236 31,454
Total Risk Weighted Assets 169,443 190,479
Leverage Ratio 13.03 11.285
Common Equity Tier 1 Capital Ratio 17.77 17.115
Tier 1 Capital Ratio 17.77 17.115
Total Capital Ratio 19.02 18.174

Timeline for Bank Of The Bluegrass And Trust Company

Bluegrass Bancshares, Inc.

Bluegrass Bancshares, Inc. became a new parent organization for Bank Of The Bluegrass And Trust Company.

View Profile Aug 31 1982

Bank Of The Bluegrass And Trust Company

Bank Of The Bluegrass And Trust Company was established 52 years ago and is currently headquartered in Lexington, KY.

Apr 10 1972
Relationships Role Relationship Start Relationship End
Bluegrass Bancshares, Inc. Parent 8/31/1982
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