Vitals
  • Total Assets
    433.1M 17.2 %
  • Total Deposits
    391.4M 17.9 %
  • Total Net Loans
    281.4M 27.6 %
  • Net Income
    4.1M 4.0 %
  • Book Value
    38.5M 7.7 %
  • Book Value x2
    77.0M 7.7 %
  • Book Value x3
    115.6M 7.7 %
ROAA

1.009

ROAE

10.315

Efficiency Ratio

65.901

Net Interest Margin

3.656

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 433,141 361,398
Total Net Loans 281,353 246,196
Total Deposits 391,441 299,385
Total Equity 38,517 40,120
Profitability
Net Income 4,094 3,580
Return on Average Assets 1.009 .879
Return on Average Equity 10.315 7.888
Net Interest Margin 3.656 3.69
Efficiency Ratio 65.901 68.453
Noninterest Income/Revenue 15.195 19.831
Balance Sheet Ratios
Loan-to-Deposit 71.876 76.786
Securities/Assets .265 .197
Total Equity/Total Assets .089 .111
Tangible Equity/Tangible Assets .08 .102
Capital Adequacy
Tier 1 Common Capital 38,482 37,120
Tier 1 Capital 38,482 37,403
Tier 2 Capital 3,734 2,742
Total Capital 42,216 40,139
Total Risk Weighted Assets 298,383 260,858
Leverage Ratio 8.85 10.639
Common Equity Tier 1 Capital Ratio 12.9 16.715
Tier 1 Capital Ratio 12.9 16.742
Total Capital Ratio 14.15 17.824

Timeline for First State Bank

First Safety Bank

Acquisition: First State Bank acquired a new subsidiary, First Safety Bank, 7 years

View Profile Aug 06 2016

First State Bancorp, Inc.

First State Bancorp, Inc. became a new parent organization for First State Bank.

View Profile Jan 01 1996

Bank Of Manchester Company

Acquisition: First State Bank acquired a new subsidiary, Bank Of Manchester Company , 55 years

View Profile May 01 1969

First State Bank

First State Bank was established 90 years ago and is currently headquartered in Winchester, OH.

Jan 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Safety Bank Seller 47,876 Acquisition Discontinued 8/6/2016
Bank Of Manchester Company Seller Discontinued 5/1/1969
Relationships Role Relationship Start Relationship End
First State Bancorp, Inc. Parent 1/1/1996
Similar Organizations
Organization City State Total Assets
Citizens Bank
 		Mooresville IN 438.4M
Texas Bank
 		Brownwood TX 431.2M
Btc Bank
 		Bethany MO 440.7M
The Bank Of River Oaks
 		Houston TX 441.2M
Village Bank
 		Midlothian VA 443.1M
Fnb Bank, Inc.
 		Mayfield KY 443.5M
Drummond Community Bank
 		Chiefland FL 443.5M
Anstaff Bank
 		Green Forest AR 444.0M
Peoples Community Bank
 		Greenville MO 425.5M
Herring Bank
 		Amarillo TX 424.9M