Vitals
  • Total Assets
    131.3M 7.5 %
  • Total Deposits
    92.4M 11.8 %
  • Total Net Loans
    89.0M -9.1 %
  • Net Income
    442000.0000 -43.8 %
  • Book Value
    11.9M 2.1 %
  • Book Value x2
    23.9M 2.1 %
  • Book Value x3
    35.8M 2.1 %
ROAA

.723

ROAE

7.323

Efficiency Ratio

60.366

Net Interest Margin

3.097

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 131,252 265,504
Total Net Loans 88,987 175,164
Total Deposits 92,426 206,063
Total Equity 11,941 25,263
Profitability
Net Income 442 2,083
Return on Average Assets .723 1
Return on Average Equity 7.323 10.084
Net Interest Margin 3.097 3.933
Efficiency Ratio 60.366 65.757
Noninterest Income/Revenue 16.052 16.256
Balance Sheet Ratios
Loan-to-Deposit 96.279 83.454
Securities/Assets .143 .416
Total Equity/Total Assets .091 .095
Tangible Equity/Tangible Assets .091 -.185
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,951 23,786
Tier 2 Capital 1,095 2,098
Total Capital 13,046 25,882
Total Risk Weighted Assets 87,340 184,557
Leverage Ratio 9.74 9.629
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.68 14.401
Total Capital Ratio 14.94 15.562

Timeline for First State Bank

First Financial Bank, National Association

First State Bank was acquired by First Financial Bank, National Association 19 years

View Profile Jul 25 2004

First State Bank

First State Bank was established 39 years ago and is currently headquartered in Brazil, IN.

Aug 10 1984

Peoples State Bank Of Clay County

Acquisition: First State Bank acquired a new subsidiary, Peoples State Bank Of Clay County, 39 years

View Profile Aug 10 1984

First Financial Corporation

First Financial Corporation became a new parent organization for First State Bank.

View Profile Aug 10 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 2,925,852 Pooling of Interests Discontinued 7/25/2004
Peoples State Bank Of Clay County Seller 17,724 Failure 8/10/1984
Relationships Role Relationship Start Relationship End
First Financial Corporation Parent 8/10/1984 7/24/2004
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