Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Indiana
06-30-2004 60.366 65.757
03-31-2004 52.091 66.1
12-31-2003 48.595 63.889
09-30-2003 48.636 62.988
06-30-2003 47.9 62.52
03-31-2003 49.81 62.69
12-31-2002 44.385 61.138