Vitals
  • Total Assets
    141.1M 2.3 %
  • Total Deposits
    116.6M -2.1 %
  • Total Net Loans
    107.4M 10.1 %
  • Net Income
    1.2M 52.8 %
  • Book Value
    16.3M 3.5 %
  • Book Value x2
    32.7M 3.5 %
  • Book Value x3
    49.0M 3.5 %
ROAA

1.091

ROAE

9.874

Efficiency Ratio

65.581

Net Interest Margin

4.932

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 141,083 218,251
Total Net Loans 107,432 124,899
Total Deposits 116,582 185,073
Total Equity 16,348 23,355
Profitability
Net Income 1,178 1,531
Return on Average Assets 1.091 .924
Return on Average Equity 9.874 8.777
Net Interest Margin 4.932 4.128
Efficiency Ratio 65.581 71.344
Noninterest Income/Revenue 16.42 13.902
Balance Sheet Ratios
Loan-to-Deposit 92.151 64.766
Securities/Assets .149 .21
Total Equity/Total Assets .116 .107
Tangible Equity/Tangible Assets .11 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,375 20,992
Tier 2 Capital 1,258 1,589
Total Capital 16,633 22,586
Total Risk Weighted Assets 105,468 137,325
Leverage Ratio 10.81 10.152
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.58 17.236
Total Capital Ratio 15.77 18.346

Timeline for First State Bank

Austin Bank, Texas National Association

First State Bank was acquired by Austin Bank, Texas National Association 13 years

View Profile Oct 09 2010

Fdb, Inc.

Fdb, Inc. became a new parent organization for First State Bank.

View Profile Jan 09 2001

First State Bank

First State Bank was established 115 years ago and is currently headquartered in Frankston, TX.

Jan 01 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Austin Bank, Texas National Association Buyer 1,576,241 Pooling of Interests Discontinued 10/9/2010
Relationships Role Relationship Start Relationship End
Fdb, Inc. Parent 1/9/2001 10/8/2010
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