Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
09-30-2010 65.581 71.344
06-30-2010 65.389 71.672
03-31-2010 63.193 72.124
12-31-2009 66.745 72.899
09-30-2009 67.91 71.928
06-30-2009 66.177 72.628
03-31-2009 62.731 71.399
12-31-2008 58.915 70.933
09-30-2008 58.253 69.839
06-30-2008 58.549 70.152
03-31-2008 56.761 69.753
12-31-2007 58.95 68.047
09-30-2007 59.586 66.762
06-30-2007 61.803 66.933
03-31-2007 61.97 66.629
12-31-2006 62.957 66.288
09-30-2006 63.893 64.993
06-30-2006 65.154 65.249
03-31-2006 65.988 65.978
12-31-2005 70.096 67.153
09-30-2005 70.544 66.756
06-30-2005 71.124 67.031
03-31-2005 72.804 67.486
12-31-2004 73.488 69.184
09-30-2004 69.812 68.305
06-30-2004 69.909 68.807
03-31-2004 70.3 69.055
12-31-2003 80.417 69.41
09-30-2003 81.675 68.526
06-30-2003 83.282 68.452
03-31-2003 89.421 68.632
12-31-2002 84.365 67.534