Vitals
  • Total Assets
    229.1M 9.9 %
  • Total Deposits
    200.0M 12.7 %
  • Total Net Loans
    162.3M 13.7 %
  • Net Income
    2.5M -14.1 %
  • Book Value
    19.6M 3.2 %
  • Book Value x2
    39.2M 3.2 %
  • Book Value x3
    58.8M 3.2 %
ROAA

1.153

ROAE

13.032

Efficiency Ratio

65.998

Net Interest Margin

4.131

Balance Sheet Highlights
Financial Highlights First State Bank & Trust Company All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 229,129 170,284
Total Net Loans 162,340 117,277
Total Deposits 199,993 137,686
Total Equity 19,600 18,945
Profitability
Net Income 2,500 1,911
Return on Average Assets 1.153 1.018
Return on Average Equity 13.032 9.028
Net Interest Margin 4.131 3.761
Efficiency Ratio 65.998 64.484
Noninterest Income/Revenue 18.417 12.891
Balance Sheet Ratios
Loan-to-Deposit 81.173 83.61
Securities/Assets .116 .163
Total Equity/Total Assets .086 .111
Tangible Equity/Tangible Assets .086 .107
Capital Adequacy
Tier 1 Common Capital 19,578 18,124
Tier 1 Capital 19,578 18,269
Tier 2 Capital 2,263 1,473
Total Capital 21,841 19,774
Total Risk Weighted Assets 184,936 134,666
Leverage Ratio 8.78 11.078
Common Equity Tier 1 Capital Ratio 10.59 14.674
Tier 1 Capital Ratio 10.59 14.698
Total Capital Ratio 11.81 15.794

Timeline for First State Bank & Trust Company

First State Fremont, Inc.

First State Fremont, Inc. became a new parent organization for First State Bank & Trust Company.

View Profile Sep 30 1987

First Bank National Association

First Bank National Association became a new parent organization for First State Bank & Trust Company.

View Profile Feb 20 1987

Fremont State Bancshares, Inc.

Fremont State Bancshares, Inc. became a new parent organization for First State Bank & Trust Company.

View Profile Mar 16 1981

Fremont First State Co.

Fremont First State Co. became a new parent organization for First State Bank & Trust Company.

View Profile Dec 31 1970

First State Bank & Trust Company

First State Bank & Trust Company was established 67 years ago and is currently headquartered in Fremont, NE.

Jul 30 1956
Relationships Role Relationship Start Relationship End
First State Fremont, Inc. Parent 7/13/1998
First State Fremont, Inc. Parent 9/30/1987 7/12/1998
First Bank National Association Parent 2/20/1987 9/29/1987
Fremont State Bancshares, Inc. Parent 3/16/1981 2/19/1987
Fremont First State Co. Parent 12/31/1970 3/15/1981
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