Vitals
  • Total Assets
    36.6M 4.3 %
  • Total Deposits
    31.4M 5.4 %
  • Total Net Loans
    13.9M -3.8 %
  • Net Income
    19000.0000 -85.5 %
  • Book Value
    5.1M 3.6 %
  • Book Value x2
    10.2M 3.6 %
  • Book Value x3
    15.3M 3.6 %
ROAA

.068

ROAE

.502

Efficiency Ratio

95.059

Net Interest Margin

3.527

Balance Sheet Highlights
Financial Highlights First State Bank Of Fertile All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 36,577 135,629
Total Net Loans 13,878 88,430
Total Deposits 31,444 115,664
Total Equity 5,101 14,651
Profitability
Net Income 19 1,214
Return on Average Assets .068 1.108
Return on Average Equity .502 10.365
Net Interest Margin 3.527 3.845
Efficiency Ratio 95.059 68.091
Noninterest Income/Revenue 5.924 13.258
Balance Sheet Ratios
Loan-to-Deposit 44.136 75.071
Securities/Assets .382 .181
Total Equity/Total Assets .139 .108
Tangible Equity/Tangible Assets .139 .106
Capital Adequacy
Tier 1 Common Capital 5,066 13,996
Tier 1 Capital 5,066 14,003
Tier 2 Capital 130 1,046
Total Capital 5,196 15,081
Total Risk Weighted Assets 17,020 96,323
Leverage Ratio 13.68 10.403
Common Equity Tier 1 Capital Ratio 29.76 15.453
Tier 1 Capital Ratio 29.76 15.465
Total Capital Ratio 30.53 16.566

Timeline for First State Bank Of Fertile

Red River State Bank

First State Bank Of Fertile was acquired by Red River State Bank 8 years

View Profile Dec 12 2015

Fertile Bancshares, Inc.

Fertile Bancshares, Inc. became a new parent organization for First State Bank Of Fertile.

View Profile Apr 26 1982

First State Bank Of Fertile

First State Bank Of Fertile was established 136 years ago and is currently headquartered in Fertile, MN.

Dec 12 1887
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Red River State Bank Buyer 75,184 Acquisition Discontinued 12/12/2015
Relationships Role Relationship Start Relationship End
Fertile Bancshares, Inc. Parent 9/18/1998 12/11/2015
Fertile Bancshares, Inc. Parent 8/17/1998 9/17/1998
Fertile Bancshares, Inc. Parent 1/15/1997 8/16/1998
Fertile Bancshares, Inc. Parent 4/26/1982 1/14/1997
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