Vitals
  • Total Assets
    425.5M -2.4 %
  • Total Deposits
    336.0M 1.4 %
  • Total Net Loans
    217.6M 4.0 %
  • Net Income
    -1318000.0000 -937.8 %
  • Book Value
    34.2M -2.6 %
  • Book Value x2
    68.3M -2.6 %
  • Book Value x3
    102.4M -2.6 %
ROAA

-.62

ROAE

-7.61

Efficiency Ratio

137.541

Net Interest Margin

2.033

Balance Sheet Highlights
Financial Highlights First Star Bank All Insured Savings Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 425,492 461,299
Total Net Loans 217,568 272,800
Total Deposits 335,965 360,627
Total Equity 34,150 56,889
Profitability
Net Income -1,318 1,466
Return on Average Assets -.62 .569
Return on Average Equity -7.61 4.751
Net Interest Margin 2.033 3.121
Efficiency Ratio 137.541 70.738
Noninterest Income/Revenue 4.623 12.176
Balance Sheet Ratios
Loan-to-Deposit 64.759 76.065
Securities/Assets .276 .236
Total Equity/Total Assets .08 .123
Tangible Equity/Tangible Assets .08 .121
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 34,224 52,127
Tier 2 Capital 2,098 2,886
Total Capital 36,322 54,983
Total Risk Weighted Assets 259,747 271,887
Leverage Ratio 8.1 11.657
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.18 21.691
Total Capital Ratio 13.98 22.681

Timeline for First Star Bank

Essa Bank & Trust

First Star Bank was acquired by Essa Bank & Trust 11 years

View Profile Aug 01 2012

Integrated Delaware, Inc.

Integrated Delaware, Inc. became a new subsidiary organization for First Star Bank.

View Profile Nov 01 1999

First Star Bancorp, Inc.

First Star Bancorp, Inc. became a new parent organization for First Star Bank.

View Profile Jan 08 1994

Integrated Financial Corporation

Integrated Financial Corporation became a new subsidiary organization for First Star Bank.

View Profile Jan 08 1994

First Star Bank

First Star Bank was established 150 years ago and is currently headquartered in Bethlehem, PA.

Jan 01 1874
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Essa Bank & Trust Buyer 1,763,469 Acquisition Discontinued 8/1/2012
Relationships Role Relationship Start Relationship End
First Star Bancorp, Inc. Parent 1/8/1994 7/31/2012
Integrated Financial Corporation Subsidary 12/31/1999 7/31/2012
Integrated Delaware, Inc. Subsidary 11/1/1999 7/31/2012
Integrated Financial Corporation Subsidary 1/8/1994 12/30/1994
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