Vitals
  • Total Assets
    243.7M 4.3 %
  • Total Deposits
    213.3M 3.8 %
  • Total Net Loans
    129.2M 13.3 %
  • Net Income
    1.2M 45.2 %
  • Book Value
    28.1M 5.6 %
  • Book Value x2
    56.1M 5.6 %
  • Book Value x3
    84.2M 5.6 %
ROAA

.488

ROAE

4.313

Efficiency Ratio

84.009

Net Interest Margin

3.208

Balance Sheet Highlights
Financial Highlights First Security Trust And Savings Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 243,711 290,894
Total Net Loans 129,184 191,278
Total Deposits 213,289 246,407
Total Equity 28,056 31,125
Profitability
Net Income 1,192 2,670
Return on Average Assets .488 .919
Return on Average Equity 4.313 8.247
Net Interest Margin 3.208 3.499
Efficiency Ratio 84.009 67.9
Noninterest Income/Revenue 16.084 16.598
Balance Sheet Ratios
Loan-to-Deposit 60.568 72.669
Securities/Assets .192 .191
Total Equity/Total Assets .115 .107
Tangible Equity/Tangible Assets .115 .103
Capital Adequacy
Tier 1 Common Capital 21,157 29,670
Tier 1 Capital 21,157 29,720
Tier 2 Capital 2,034 2,112
Total Capital 23,191 31,905
Total Risk Weighted Assets 144,234 212,461
Leverage Ratio 9.16 10.62
Common Equity Tier 1 Capital Ratio 14.67 16.313
Tier 1 Capital Ratio 14.67 16.329
Total Capital Ratio 16.08 17.341

Timeline for First Security Trust And Savings Bank

First Security Bancorp, Inc.

First Security Bancorp, Inc. became a new parent organization for First Security Trust And Savings Bank.

View Profile Oct 05 1993

First Security Safe Deposit Company

First Security Safe Deposit Company became a new subsidiary organization for First Security Trust And Savings Bank.

View Profile Oct 05 1993

Wirtz Corporation

Wirtz Corporation became a new parent organization for First Security Trust And Savings Bank.

View Profile Dec 31 1970

First State Bank

Acquisition: First Security Trust And Savings Bank acquired a new subsidiary, First State Bank , 71 years

View Profile May 27 1953

First Security Trust And Savings Bank

First Security Trust And Savings Bank was established 78 years ago and is currently headquartered in Elmwood Park, IL.

Jan 26 1946
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Seller Failure 5/27/1953
Relationships Role Relationship Start Relationship End
First Security Bancorp, Inc. Parent 10/5/1993
Wirtz Corporation Parent 12/31/1970 3/27/1981
First Security Safe Deposit Company Subsidary 6/30/2007
First Security Safe Deposit Company Subsidary 10/5/1993 6/29/2007
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